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409 Toddville Rd, Charlotte, NC, 28214

3beds
2baths
1,252sqft
$305,000
$244price/sqft
$2,070/moest. monthly cost
$82,800/yrincome needed

About This Home

This well-maintained home offers a wonderful blend of comfort, convenience, and outdoor living. Step outside to a private, fully fenced backyard featuring a spacious deck and a relaxing hot tub—an ideal setting for entertaining, enjoying your morning coffee, or unwinding at the end of the day. Inside, you'll find comfortable living spaces, a dedicated laundry room, and a functional layout designed for everyday living. Conveniently located near I-485, I-85, Charlotte Douglas International Airport, the U.S. National Whitewater Center, shopping, dining, and more. Professional photos and additional details will be available prior to the active date.

Getting Around

6
WalkingCar-Dependent
37
TransitSome Transit
20
BikeSomewhat Bikeable

Schools

7/10
Allenbrook ElementaryGrades PK-51.1 mi
3/10
Ranson MiddleGrades 6-84.6 mi
5/10
West Charlotte HighGrades 9-123.2 mi

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Mud Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,252

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,252
  • Total interior livable area: 1,252 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 05711208
  • Zoning: N1-B
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Back Yard,Privacy

Lot

  • Lot size: 0.86 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$112$1,344
Property Taxes $216$2,592
Electricity $200$2,405
Total$2,070$24,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,971/yr
40% on housing$62,100/yr
45% on housing$55,200/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 28214$159
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28214$196
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$305,000
2018-02-26Sold$105,000
2017-12-22Sold$28,500
2014-10-31Sold$70,000
2014-09-06Pending sale$79,999
2014-08-21Price change$79,999
2014-08-03Price change$82,900
2014-07-22Listed for sale$84,900
1998-11-30Sold$73,000

For Sale by Agent

AgentDelilah Barnett
BrokerageNorthGroup Real Estate LLC

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