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6224 Cottageville Ln, Charlotte, NC, 28208

2beds
1baths
864sqft
$169,900
$197price/sqft
$1,233/moest. monthly cost
$49,320/yrincome needed

About This Home

Beautiful Ranch style home with an open floor plan in a quiet area of Charlotte. Great for an investor or a future homeowner willing to make a few updates to make it their own! Step outside to a spacious, fully fenced backyard for entertaining, pets, or future upgrades. The Property is being SOLD "AS-IS" with seller making no repairs before closing

Getting Around

5
WalkingCar-Dependent
36
TransitSome Transit
21
BikeSomewhat Bikeable

Schools

7/10
Allenbrook ElementaryGrades PK-51.2 mi
3/10
Ranson MiddleGrades 6-84.4 mi
5/10
West Charlotte HighGrades 9-123.1 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab
  • Construction materials: Aluminum,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Exhaust Hood,Refrigerator
  • Laundry features: Inside

Bathroom Full

  • Level: Main
  • Dimensions: 8' 0" X 0' 0"

Bedroom S

  • Level: Main
  • Dimensions: 10' 0" X 0' 0"

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Kitchen

  • Level: Main
  • Dimensions: 12' 0" X 0' 0"

Living Room

  • Level: Main
  • Dimensions: 18' 0" X 0' 0"

Primary Bedroom

  • Level: Main
  • Dimensions: 11' 0" X 0' 0"

Property

Details

  • Parcel number: 05711340
  • Zoning: R-4
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Waterfront features: None

Lot

  • Lot size: 0.19 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$60$720
Property Taxes $114$1,368
Electricity $200$2,405
Total$1,233$14,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,274/yr
40% on housing$36,990/yr
45% on housing$32,880/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 28208$198
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28208$258
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$169,900
2026-07-31Listed for sale$169,900
2026-07-09Sold$116,000
1999-04-01Sold$70,000

For Sale by Agent

AgentCraig Tribus
BrokerageBeycome Brokerage Realty LLC

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