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183 Pebble Beach Dr, Charles Town, WV, 25414

4beds
3baths
2,953sqft
$474,900
$161price/sqft
$3,817/moest. monthly cost
$152,680/yrincome needed

About This Home

Welcome home to this beautiful 2-story Colonial in the highly sought-after golf community of Locust Hill. This home offers 4 bedrooms, 2.5 baths, and a bright, open main living area with a large kitchen and family room with a gas fireplace. There is plenty of space to entertain including a formal dining room and living room. Bring your imagination and create the space of your dreams in the full unfinished basement complete with a walkout to the expansive fully fenced back yard! The possibilities are endless in this beautiful home. Reach out today and schedule your appointment.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
3/10
Washington High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Aluminum Siding,Brick Front

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Oven,Refrigerator,Washer,Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Other,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Soaking Tub,Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen Island,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,953

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,953
  • Total interior livable area: 2,953 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 02 13A029800000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: Full

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Drought
Hail
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$163$1,956
Property Taxes $948$11,376
Electricity $305$3,671
Total$3,817$45,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,868/yr
40% on housing$114,510/yr
45% on housing$101,786/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 25414$203
Jefferson County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 25414$178
Jefferson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$474,900
2026-07-24Price change$475,000
2026-07-06Listed for sale$499,999
2024-07-11Sold$499,900
2024-06-01Contingent$499,900
2024-05-29Listed for sale$499,900
2022-04-10Listing removed--
2022-01-07Listed for rent$3,500
2021-03-24Listing removed--
2018-02-26Sold$309,982
2018-01-26Pending sale$299,500
2018-01-07Listed for sale$299,500
2011-03-01Sold$240,000
2011-02-25Listed for sale$239,900
2011-01-18Pending sale$239,900
2010-12-08Price change$239,900
2010-09-22Pending sale$242,500
2010-08-28Listed for sale$242,500

For Sale by Agent

AgentAnn Jenkins
BrokerageRoberts Realty Group, LLC

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