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134 Kelcar Dr, Summit Point, WV, 25446

3beds
4baths
2,824sqft
$620,000
$220price/sqft
$4,165/moest. monthly cost
$166,600/yrincome needed

About This Home

Introducing 134 Kelcar Drive, Summit Point WV. This home is situated just outside of Charles Town WV in a rural private subdivision. Private and mostly secluded sits this beautiful, custom built brick/vinyl rancher. The sellers of this home moved to the area in 2002 and built this home to suit their lifestyle and raise their children in peaceful, private setting. Much love and thought was put into the layout of this home. Sitting in the middle of the 3.01 acres, back away from the road, and featuring mature trees and beautiful rose bushes coloring the side yard. Stepping into the main level there is a traditional feel, but an open concept for kitchen and living room. The kitchen is functional with the island in the middle hosting kitchen sink and dishwasher with plenty of counter space, storage and a view out to the back yard. Cooking on a gas cooktop was the sellers preference. Refrigerator, dishwasher and double oven are new. As described, kitchen opens up into a kitchen/living room combination with a decorative gas fireplace. You can exit from the living room out onto the large deck for a wonderful view while relaxing. Moving through the main level you will find hardwood flooring throughout and into a formal dining area. All bedroom are located on the main level The primary bedroom is a sizable space with walk in closet, full primary bathroom with ceramic tile flooring, jetted tub and skylight for extra natural light. The second and third bedrooms both have hardwood floors and walk in closets. Moving to the basement, There is a large recreation room with gas fireplace, full bathroom, laundry room and walkout to backyard and patio area. The back yard is an oasis, private and comfortable with a unique brick fireplace. The of the back yard is nature and mature trees. Shed on property. Internet is StarLink. Close to Charlestown Race Track and commuter Rt 340, Rt 9 and Rt 7 to Northern VA!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
3/10
Washington High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2002

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch/Rambler,Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Double Oven,Refrigerator,Washer,Dryer,Water Heater,Water Conditioner - Owned,Water Treat System,Electric Water Heater
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Garage Access,Finished,Heated,Exterior Entry,Interior Entry,Sump Pump

Bathroom2

  • Features: Flooring - Ceramic Tile
  • Level: Main

Bathroom3

  • Features: Flooring - Ceramic Tile
  • Level: Lower
  • Area: 110
  • Dimensions: 11 X 10

Bedroom2

  • Features: Flooring - HardWood,Walk-In Closet(s)
  • Level: Main

Bedroom3

  • Features: Flooring - Solid Hardwood,Walk-In Closet(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 210
  • Dimensions: 14 X 15

Features

  • Bathroom - Tub Shower,Ceiling Fan(s),Combination Kitchen/Living,Dining Area,Floor Plan - Traditional,Eat-in Kitchen,Kitchen Island,Pantry,Walk-In Closet(s),Dry Wall
  • Door features: Six Panel
  • Window features: Bay/Bow,Double Hung,ENERGY STAR Qualified Windows,Window Treatments
  • Flooring: Ceramic Tile,Hardwood,Wood
  • Number of fireplaces: 2
  • Fireplace features: Glass Doors,Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 862
  • Finished area above ground: 1,962

Half Bath

  • Level: Main
  • Area: 56
  • Dimensions: 8 X 7

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,824
  • Total interior livable area: 2,824 sqft

Kitchen

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 195
  • Dimensions: 13 X 15

Laundry

  • Features: Flooring - Ceramic Tile
  • Level: Lower
  • Area: 110
  • Dimensions: 11 X 10

Living Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 270
  • Dimensions: 15 X 18

Primary Bathroom

  • Features: Flooring - Ceramic Tile
  • Level: Main
  • Area: 156
  • Dimensions: 13 X 12

Primary Bedroom

  • Features: Flooring - HardWood,Walk-In Closet(s)
  • Level: Main
  • Area: 225
  • Dimensions: 15 X 15

Recreation Room

  • Features: Flooring - Ceramic Tile
  • Level: Lower
  • Area: 320
  • Dimensions: 16 X 20

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 06 18000600120000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 3.01 Acres
  • Features: Adjoins - Open Space,Backs to Trees,Front Yard,No Thru Street,Private,Rear Yard,Rural

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Side,Garage Door Opener,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Drought
Lightning
Winter Weather
Cold Wave
Hail
Hurricane
Heat Wave
Tornado

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$189$2,268
Property Taxes $549$6,588
Electricity $292$3,510
Total$4,165$49,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,800/yr
40% on housing$124,950/yr
45% on housing$111,066/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 25446
Jefferson County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 25446$172
Jefferson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$650,000

For Sale by Agent

AgentTracy Link
BrokerageColdwell Banker Premier

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