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909 4th Ave, Saint Albans, WV, 25177

2beds
2baths
1,280sqft
$139,000
$109price/sqft
$1,117/moest. monthly cost
$44,680/yrincome needed

About This Home

Cozy two-story townhouse offering a functional layout and great storage throughout. Features include a spacious primary bedroom with two closets, a generously sized second bedroom with two closets, and two full bathrooms with one located on each level for added convenience. The kitchen offers a charming atmosphere, and the washer and dryer will remain with the home. Additional storage can be found in the upstairs hallway linen closet, upstairs bathroom linen closet, coat closet, and under-stair storage area. Property also includes a one-car garage. Home offers an opportunity for updates and touches to make it your own.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

7/10
Central Elementary SchoolGrades PK-50.3 mi
6/10
Hayes Middle SchoolGrades 6-81.2 mi
7/10
Saint Albans High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick,Drywall,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Two Story
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator

Basement

  • Basement: None

Bedroom2

  • Level: Upper
  • Dimensions: 14.2 x 11.7

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 0 x 0

Features

  • Eat-in Kitchen
  • Window features: Insulated Windows
  • Flooring: Carpet,Other

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 1,280 sqft

Kitchen

  • Level: Main
  • Dimensions: 19.3 x 10.3

Living Room

  • Level: Lower
  • Dimensions: 15.11 x 14.1

Primary Bedroom

  • Level: Upper
  • Dimensions: 15.11 x 14.4

Utility Room

  • Level: Main
  • Dimensions: 2.9 x 4.11

Property

Details

  • Parcel number: 170003002500030000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size dimensions: 20 x 20 x 87 x 87

Parking

  • Total spaces: 1
  • Parking features: Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$107$1,284
Property Taxes $127$1,524
Electricity $181$2,178
Total$1,117$13,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,297/yr
40% on housing$33,510/yr
45% on housing$29,786/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 25177$82
Kanawha County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 25177$99
Kanawha County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$139,000
2026-05-28Listed for sale$145,000
2022-10-01Listing removed--
2022-07-14Price change$129,000
2022-04-29Listed for sale$159,000

For Sale by Agent

AgentNichole McGrath
BrokerageHomestead Realty

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