6421 Whitewater Dr, Charlotte, NC, 28214
About This Home
Located on Charlotte's rapidly developing westside, this property is LOADED with features and updates! Starting on the exterior, find a third of an acre lot on a quiet cul-de-sac with tons of landscaping (rose bushes, lillies, hyndrangea, etc), mature trees, covered front porch, new rear deck (2025), and an oversized shed with power run to it! Step inside and find engineered hardwood floors, tons of living space, formal dining room, ceiling fans throughout, French doors on front and back of the house, and a fully remodeled kitchen - reeded kitchen cabinets recently painted, several cabinets having pull out drawers, black herringbone tile backsplash, upgraded granite counter tops, single-basin undermount composite sink, wired-in under cabinet lighting, bay window, and all stainless steel appliances installed in the last 3 years (including GE Profile series refrigerator). Upstairs, all carpets were replaced in 2023. Guest bedrooms are ample size. Master bedroom has ensuite bathroom with walk-in shower, walk-in closet with washer/dryer, and an oversized walk-in attic providing tons of extra storage. All bathrooms had ceramic tile floors installed as well as new soft close, comfort height, elongated bowl toilets, and the master bath has heated seat with heated bidet. Entire heat pump system replaced in 2024 and has transferable parts warranty if new owner stays on maintenance plan. Water heater replaced in 2025. Great proximity to Mountain Island shopping and dining, schools, highway, and airport. Washer, dryer, and refrigerator included. Stay cool this summer, as the owner had the entire HVAC system cleaned/serviced July 3rd, 2026! And best of all....NO HOA! Listing agent is the owner.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Foundation: Slab
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Microwave,Refrigerator with Ice Maker,Washer/Dryer
- Laundry features: Upper Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Door features: French Doors,Screen Door(s),Storm Door(s)
- Flooring: Carpet,Tile,Wood
- Fireplace features: Family Room
- Finished area below ground: 0
- Finished area above ground: 1,811
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,811
- Total interior livable area: 1,811 sqft
Primary Bedroom
- Level: Upper
Property
Details
- Parcel number: 05918128
- Zoning: N1-A
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Deck,Front Porch
Lot
- Lot size: 0.31 Acres
- Features: Cul-De-Sac
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters in Mecklenburg County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $129 | $1,548 |
| Property Taxes | $227 | $2,724 |
| Electricity | $200 | $2,405 |
| Total | $2,325 | $27,900 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $349,900 |
| 2026-07-17 | Price change | $359,900 |
| 2026-07-10 | Listed for sale | $369,900 |
| 2023-10-05 | Sold | $325,500 |
| 2023-08-21 | Pending sale | $335,000 |
| 2023-08-05 | Listed for sale | $335,000 |
| 2010-06-14 | Listing removed | $135,000 |
| 2010-03-30 | Listed for sale | $135,000 |
For Sale by Agent
View on Zillow