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2732 Thornton Rd, Charlotte, NC, 28208

3beds
2baths
968sqft
$254,400
$263price/sqft
$1,754/moest. monthly cost
$70,160/yrincome needed

About This Home

*THIS HOME QUALIFIES FOR 100% FINANCING, NO PMI & $10,000 IN LENDER ASSISTANCE FOR CLOSING COSTS, RATE BUY DOWN & LOAN AMOUNT REDUCTION!!* YOUR SEARCH FOR AN AFFORDABLE 3 BED 2 FULL BATH IN THE HEART OF CHARLOTTE IS FINALLY OVER!! This updated 3 bed 2 bath is a competitive option at an extremely affordable price within the heart of Wandawood Charlotte, only minutes from I-74, Charlotte Douglas International Airport, Uptown Charlotte & tons of dining, retail & service-based businesses. Previously serving as a rental, this stunning home has been reinvigorated through many updates, including new doors, LVP & fresh interior & exterior paint throughout. The kitchen is conveniently situated directly across from the main living area & comes ready w/ new granite counters, SS appliances (electric range, dishwasher & microwave), shaker-style cabinetry, subway tile backsplash & a large, deep sink. Three generously-sized bedrooms provide ample space for rest & relaxation for residents or guests, but can also be flexibly converted to become your new home office, entertainment hub, fitness area or DIY/crafting space, to list a few possibilities. The primary bedroom is well tucked away in the back-right corner of the home & is a true owner's retreat, containing an ensuite updated full bath (vanity, tub/shower w/ tile-wall surround) for the utmost convenience & privacy. A rare second centrally-located updated full bath provides the perfect space for any other residents or guests to be conveniently refreshed. The expansive backyard is a blank canvas awaiting your creativity & vision; just imagine surrounding the exterior boundary w/ privacy shrubs/trees; installing a large exterior patio w/ pergola; putting in a hot tub; gardening, etc. - the possibilities are endless. Finally a new, concrete driveway has just been poured, providing plenty of area for several vehicles to be parked in tandem. With two full baths & an incredible price point, this extremely appealing home is a great option for first-time prospective homeowners or investor alike; in this HOT market, it is an opportunity you can NOT afford to miss!!

Getting Around

18
WalkingCar-Dependent
39
TransitSome Transit
20
BikeSomewhat Bikeable

Schools

7/10
Westerly Hills AcademyGrades PK-50.1 mi
3/10
Wilson STEM AcademyGrades 6-82.4 mi
1/10
Harding University HighGrades 9-120.5 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: Utility Room,Main Level

Bathroom Full

  • Level: Main
  • Area: 35.9664
  • Dimensions: 5' 1" X 7' 1"

Bathroom Full

  • Level: Main
  • Area: 47.5
  • Dimensions: 4' 9" X 10' 0"

Bedroom S

  • Level: Main
  • Area: 97.4286
  • Dimensions: 9' 7" X 10' 2"

Bedroom S

  • Level: Main
  • Area: 116.1414
  • Dimensions: 11' 5" X 10' 2"

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 968

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 968
  • Total interior livable area: 968 sqft

Kitchen

  • Level: Main
  • Area: 119.6214
  • Dimensions: 11' 7" X 10' 4"

Living Room

  • Level: Main
  • Area: 181.0875
  • Dimensions: 13' 2" X 13' 9"

Primary Bedroom

  • Features: En Suite Bathroom
  • Level: Main
  • Area: 144.2
  • Dimensions: 14' 5" X 10' 0"

Property

Details

  • Parcel number: 06110417
  • Zoning: N1-B
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.20 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Earthquake
Hail
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,286$15,432
Home Insurance *$90$1,080
Property Taxes $178$2,136
Electricity $200$2,405
Total$1,754$21,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,137/yr
40% on housing$52,620/yr
45% on housing$46,773/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 28208$198
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28208$258
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$254,400
2026-06-17Listed for sale$254,500
2020-12-21Listing removed$1,200
2020-11-21Listed for rent$1,200
2020-09-02Sold$127,500
2004-05-20Sold$58,161

For Sale by Agent

AgentChris Crawley
BrokerageKeller Williams Ballantyne Area

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