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929 Key St, Charlotte, NC, 28208

2beds
1baths
924sqft
$165,000
$179price/sqft
$1,202/moest. monthly cost
$48,080/yrincome needed

About This Home

This is a DIAMOND in the rough that can easily be shined up and turned into the precious GEM of a home! Great investment opportunity in an upcoming area with lots to come. Just minutes from downtown, major highways, and the airport. All it takes is your vision, creative, and the right offer and this JEWEL will become your very own masterpiece.

Getting Around

31
WalkingCar-Dependent
38
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

4/10
Thomasboro ElementaryGrades K-80.2 mi
5/10
West Charlotte HighGrades 9-122.2 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Crawl Space
  • Construction materials: Aluminum,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 924

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 924
  • Total interior livable area: 924 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 06303510
  • Zoning: N1-C(ANDO)
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Waterfront features: None

Lot

  • Lot size: 0.21 Acres
  • Features: Level

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$58$696
Property Taxes $110$1,320
Electricity $200$2,405
Total$1,202$14,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,211/yr
40% on housing$36,060/yr
45% on housing$32,053/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 28208$198
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28208$258
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-24Price change$165,000
2025-11-06Listed for sale$185,000
2017-09-14Listing removed$165,000
2017-09-12Listed for sale$165,000
2007-03-20Sold$46,000
2005-09-23Sold$19,000
2005-06-29Sold$53,100

For Sale by Agent

AgentConnie Cabbs
BrokerageDockery & Associates Realty Group LLC

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