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482 Arbor Shade Dr, Inwood, WV, 25428

4beds
4baths
3,619sqft
$549,900
$152price/sqft
$3,900/moest. monthly cost
$156,000/yrincome needed

About This Home

This spacious, impressive home offers over 3,600 finished square feet with 4 bedrooms and 3.5 bathrooms on a private 1-acre lot in a quiet cul-de-sac. Enjoy breathtaking mountain views from the in-ground pool, creating the perfect setting for relaxing or entertaining. The main level features a welcoming foyer, formal dining room, living room/office, well-appointed kitchen with breakfast nook, convenient half bath, and a spacious family room with a cozy gas fireplace. Upstairs, you'll find a generously sized primary suite with a private en suite bath, along with three additional bedrooms connected by a Jack-and-Jill bathroom. A conveniently located second-floor laundry room adds everyday ease. The fully finished walkout basement expands the living space with a large recreation room featuring a second gas fireplace, a full bathroom, and a versatile room that can serve as an additional bedroom, home gym, or hobby space. Additional highlights include a two-car garage, a new roof (2025), two newer heat pumps, a private patio, and a peaceful setting that offers both privacy and convenience. With its spacious layout, and exceptional outdoor amenities, this offers an abundance of potential with a little TLC.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
8/10
Musselman High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Block
  • Construction materials: Brick Front,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Area: 1199

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 2,619

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 3,818
  • Total interior livable area: 3,619 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0203026P00350000
  • Zoning: 0
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Exterior features: Barbecue

Lot

  • Lot size: 1.02 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$189$2,268
Property Taxes $557$6,684
Electricity $374$4,499
Total$3,900$46,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,714/yr
40% on housing$117,000/yr
45% on housing$104,000/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 25428$160
Berkeley County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 25428$192
Berkeley County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Listed for sale$549,900
2002-07-19Sold$222,000

For Sale by Agent

AgentJoe Sturm
BrokerageReal Property Solutions, LLC

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