4946 Morgan St, Charlotte, NC, 28208
About This Home
New price, GREAT value! STOP RENTING: Own this designer-renovated brick ranch for $0 DOWN! Reimagined with quartz countertops, custom soft-close cabinetry, and a brand-new roof and windows. This "mighty" home offers high-end Uptown living without the Uptown price tag. Eligible for 100% financing and $5,000 in assistance through First National Bank. No HOA, private lot, and move-in ready today!
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1957
Materials
- Foundation: Crawl Space
- Construction materials: Brick Full,Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Refrigerator with Ice Maker
- Laundry features: Laundry Room,Outside,Other
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 3
Features
- Flooring: Tile,Vinyl
- Finished area below ground: 0
- Finished area above ground: 946
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 946
- Total interior livable area: 946 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 06311102
- Zoning: ML-2
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Awning(s),Covered,Patio,Rear Porch
- Exterior features: Storage
Lot
- Lot size: 0.21 Acres
- Features: Level
Parking
- Total spaces: 3
- Parking features: Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Mecklenburg County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $99 | $1,188 |
| Property Taxes | $163 | $1,956 |
| Electricity | $200 | $2,405 |
| Total | $1,877 | $22,524 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $280,000 |
| 2026-03-26 | Listed for sale | $287,900 |
| 2025-10-20 | Sold | $150,000 |
| 2025-10-07 | Pending sale | $140,000 |
| 2025-10-07 | Listed for sale | $140,000 |
For Sale by Agent
View on Zillow