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3208 Boyd St, Charlotte, NC, 28208

3beds
2baths
1,080sqft
$315,000
$292price/sqft
$2,116/moest. monthly cost
$84,640/yrincome needed

About This Home

New Price. New Opportunity. Minutes from Uptown and surrounded by Charlotte’s ongoing growth, 3208 Boyd Street is where smart buyers are paying attention right now. This beautifully updated 3-bedroom, 2-bath home is completely move-in ready — featuring fresh paint, updated flooring, and modern finishes that create a bright, clean, and welcoming space from the moment you walk in. Step outside to your own private retreat — a fully fenced backyard with freshly treated and painted wood, plus a newly added concrete area perfect for entertaining, relaxing, or enjoying quiet evenings at home. What truly sets this home apart is its location and future upside. Situated in an opportunity zone with active development and new construction nearby, this is your chance to get into an area before it fully transforms — all while being just minutes from Uptown Charlotte’s dining, entertainment, and lifestyle. Whether you’re a first-time buyer or an investor looking for long-term potential, this home offers both immediate comfort and strategic value. With the new price, we are expecting strong interest and increased activity this week. Don’t miss your chance — opportunities like this move quickly.

Getting Around

32
WalkingCar-Dependent
35
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

4/10
Thomasboro ElementaryGrades K-81.3 mi
5/10
West Charlotte HighGrades 9-121.1 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Electric Range,Electric Water Heater,Exhaust Fan,Refrigerator with Ice Maker,Washer/Dryer
  • Laundry features: Laundry Closet

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 06512909
  • Zoning: R5
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Deck,Patio,Rear Porch
  • Fencing: Back Yard,Fenced,Front Yard,Full,Wood

Lot

  • Lot size: 0.17 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$112$1,344
Property Taxes $212$2,544
Electricity $200$2,405
Total$2,116$25,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,548/yr
40% on housing$63,480/yr
45% on housing$56,426/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 28208$198
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28208$258
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$315,000
2026-04-20Price change$325,000
2026-03-20Listed for sale$335,000
2025-04-10Listing removed$2,350
2025-03-27Listed for rent$2,350
2023-11-28Sold$295,000
2023-10-23Price change$294,990
2023-10-18Price change$304,990
2023-10-04Listed for sale$309,900
2023-09-06Sold$220,000
2023-08-09Pending sale$250,000
2023-08-04Listed for sale$250,000
2018-08-09Sold$119,000
2018-05-25Pending sale$120,000
2018-05-23Listed for sale$120,000
2013-03-22Sold$62,000
2012-11-16Listing removed$895
2012-10-19Listed for rent$895
2012-09-07Sold$68,000
2012-05-22Listed for sale$31,000
2011-11-28Sold$82,665
1999-08-03Sold$71,500
1997-10-16Sold$20,800

For Sale by Agent

AgentAna Acela Perez Ochoa
BrokerageMonarch Group Realty

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