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214 Oregon St, Charlotte, NC, 28208

2beds
1baths
758sqft
$220,000
$290price/sqft
$1,537/moest. monthly cost
$61,480/yrincome needed

About This Home

Alert! WOW! Just 8 minutes from Uptown Charlotte, this no-HOA gem is ideal for first-time buyers, investors, or short term rentals. Convenience and opportunity all in one. Do not miss out.

Getting Around

27
WalkingCar-Dependent
36
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

4/10
Thomasboro ElementaryGrades K-81.1 mi
5/10
West Charlotte HighGrades 9-121.3 mi

Construction

Condition

  • Year built: 1931

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 758

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 758
  • Total interior livable area: 758 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 06513606
  • Zoning: Neighborhood 1-C Airport-
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.19 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$78$936
Property Taxes $147$1,764
Electricity $200$2,405
Total$1,537$18,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,697/yr
40% on housing$46,110/yr
45% on housing$40,986/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 28208$198
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28208$258
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Price change$220,000
2026-03-14Pending sale$245,000
2026-02-08Listed for sale$245,000
2025-02-10Sold$35,000
2012-08-13Sold$9,000
2007-05-31Sold$70,000
2000-11-30Sold$71,000
2000-06-20Sold$41,782

For Sale by Agent

AgentKim Williams
BrokerageThe Dream Home Crew LLC

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