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2137 Highland St, Charlotte, NC, 28208

3beds
2baths
1,569sqft
$469,900
$299price/sqft
$3,041/moest. monthly cost
$121,640/yrincome needed

About This Home

Lender pain 1-0 buy down! Down payment assistance programs. First time home buyer, first responder, teacher and nurse programs available. Move-in ready and beautifully renovated! This 3BR/2BA home offers approximately 1,569 SF of updated living space with an open layout, dedicated office, shiplap fireplace, quartz countertops, stainless steel appliances, renovated bathrooms, and a spacious primary suite with a custom walk-in closet. Major updates include the roof, HVAC, water heater, flooring, kitchen, baths, and appliances. Situated on a level 0.26-acre lot with patio, deck, and off-street parking, this home combines modern finishes with functional living. Conveniently located near major roadways, shopping, dining, parks, and everyday amenities. Schedule your showing today

Getting Around

52
WalkingSomewhat Walkable
40
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

5/10
5/10
West Charlotte HighGrades 9-123.1 mi

Construction

Condition

  • Year built: 1941

Materials

  • Foundation: Crawl Space
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Utility Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,569

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,569
  • Total interior livable area: 1,569 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 06706708
  • Zoning: N1-C
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Lower

Lot

  • Lot size: 0.26 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Earthquake
Hail
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$167$2,004
Property Taxes $298$3,576
Electricity $200$2,405
Total$3,041$36,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,262/yr
40% on housing$91,230/yr
45% on housing$81,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 28208$197
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28208$258
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$469,900
2025-10-01Listing removed$439,000
2025-07-30Price change$439,000
2025-07-25Price change$449,000
2025-07-11Price change$457,900
2025-06-29Price change$459,900
2025-06-02Price change$465,000
2025-05-15Price change$479,000
2025-05-09Price change$483,900
2025-03-18Price change$489,000
2025-03-02Listed for sale$499,000
2021-05-03Sold$418,000
2021-03-30Contingent$418,000
2021-03-13Price change$418,000
2021-01-29Listed for sale$425,000
2019-08-02Sold$149,500
2019-06-21Pending sale$149,500
2019-06-20Listed for sale$149,500
2013-11-25Sold$50,000
2011-09-15Listing removed$550
2011-06-23Listed for rent$550

For Sale by Agent

AgentAdam Sellars
BrokerageKeller Williams Ballantyne Area

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