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4139 Twenty Grand Dr, Indian Trail, NC, 28079

4beds
4baths
2,156sqft
$445,000
$206price/sqft
$2,830/moest. monthly cost
$113,200/yrincome needed

About This Home

Beautiful new construction Charleston-style home located in the sought-after Bonterra community of Indian Trail! This stunning 4-bedroom, 3.5-bath home with a two-car garage offers a bright and functional layout with modern finishes throughout. The kitchen features granite countertops, stainless steel appliances, and plenty of cabinet space. A convenient flex room or office is located just off the kitchen—ideal for remote work or study. The family room features an elegant electric fireplace that adds warmth and ambiance, creating the perfect space for relaxing or entertaining. The upper-level primary suite includes a walk-in closet with wooden shelves and a luxurious bath with dual vanities and soaker tub. You’ll also find three additional bedrooms—each equipped with ceiling fans for added comfort—along with two more full baths and a laundry closet on the second floor. Enjoy outdoor living on the back patio. Bonterra offers resort-style amenities including a clubhouse, pool, tennis courts, and walking trails. Conveniently located near shopping, dining, and major highways, with access to top-rated schools. This move-in ready home combines timeless style with modern comfort—don’t miss your chance to make it yours! 1-year 3rd party home warranty included and refrigerator conveys.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Poplin Elementary SchoolGrades PK-50.4 mi
10/10
7/10
Porter Ridge High SchoolGrades 9-121.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding,Shingle/Shake,Stone

Other

  • Builder name: Persis Nova

Type & Style

  • Home type: SingleFamily
  • Architectural style: Charleston
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Water Heater,Ice Maker,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Hall,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Walk-In Closet(s)
  • Door features: Insulated Door(s),Sliding Doors
  • Window features: Insulated Windows
  • Flooring: Tile,Vinyl
  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 2,156

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,156
  • Total interior livable area: 2,156 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 07021154
  • Zoning: AP6
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Patio

Lot

  • Lot size: 0.11 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$141$1,692
Property Taxes $239$2,868
Electricity $200$2,409
Total$2,830$33,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,028/yr
40% on housing$84,900/yr
45% on housing$75,466/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 28079$218
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28079$209
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-19Price change$445,000
2026-04-07Price change$450,000
2026-04-01Price change$460,000
2026-03-29Price change$465,000
2026-03-15Price change$470,000
2026-02-13Price change$475,000
2026-01-14Price change$480,000
2025-11-13Listed for sale$485,000
2023-09-20Sold$95,000
2023-09-05Pending sale$98,000
2023-08-31Listed for sale$98,000
2019-10-04Sold$25,000

New Construction

AgentMelissa Berens, Keller Williams South Park, Trent Corbin, Keller Williams South Park
BrokerageKeller Williams South Park

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