See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2002 Moonstone Ln, Indian Trail, NC, 28079

3beds
3baths
2,201sqft
$410,000
$186price/sqft
$2,633/moest. monthly cost
$105,320/yrincome needed

About This Home

Welcome home to this beautifully refreshed property in desirable Crismark, located in Indian Trail and zoned for sought-after schools. Seller recently updated kitchen and added bio engineered bamboo flooring through the entire home. Primary bath was just updated. This home is truly move-in ready and offers the perfect blend of space, flexibility, and value. Step inside to an open and inviting floor plan featuring a formal dining room, spacious great room, and an additional living area ideal for a home office or flex space. The kitchen is equipped with ceramic tile flooring and stainless steel appliances, providing both functionality and style for everyday living and entertaining. Upstairs, the primary suite offers a tray ceiling and a well-appointed bath with dual sinks, a separate shower, and a soaking tub. A large bonus room over the garage provides excellent versatility and can easily function as a fourth bedroom, media room, or playroom (no closet). Situated on a quiet cul-de-sac lot, this home also benefits from lower Union County taxes and access to Crismark’s community amenities, including a clubhouse, pool, and recreation area. Spacious, move-in ready, and located in one of Indian Trail’s most popular communities—this one checks all the boxes and won’t last long.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
10/10
7/10
Porter Ridge High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,Electric Range,Gas Water Heater,Plumbed For Ice Maker,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Open Floorplan,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Gas Log,Great Room
  • Finished area below ground: 0
  • Finished area above ground: 2,201

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,201
  • Total interior livable area: 2,201 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 07057658
  • Zoning: AQ0
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Patio

Lot

  • Lot size: 0.18 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 131 x 134 x 87 x 25 x 18

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Parking Space(s),Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$130$1,560
Property Taxes $225$2,700
Electricity $205$2,460
Total$2,633$31,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,274/yr
40% on housing$78,990/yr
45% on housing$70,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 28079$218
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28079$209
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$410,000
2026-05-06Price change$419,000
2026-04-28Listed for sale$420,000
2021-01-30Sold$295,000
2019-12-16Listing removed$1,350
2019-11-27Price change$1,350
2019-11-09Price change$1,475
2019-10-19Price change$1,595
2019-08-19Listed for rent$1,650
2015-09-04Listing removed$1,350
2015-07-24Price change$1,350
2015-07-14Listed for rent$1,250
2013-12-12Listing removed$1,299
2013-11-26Price change$1,299
2013-09-19Listed for rent$1,350
2013-01-05Listing removed$1,225
2012-12-03Listed for rent$1,225
2012-11-15Sold$136,000
2012-09-09Price change$144,999
2012-07-22Listed for sale$154,900
2009-01-06Sold$140,000
2008-06-03Sold$168,350
2008-02-02Listed for sale$199,000
2003-12-22Sold$166,000

For Sale by Agent

AgentKacki Sweeney
BrokerageNorthGroup Real Estate LLC

Similar Homes