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3014 Brook Valley Run, Monroe, NC, 28110

6beds
3baths
3,097sqft
$465,000
$150price/sqft
$3,048/moest. monthly cost
$121,920/yrincome needed

About This Home

Welcome to 3014 Brook Valley Run, a spacious two-story home offering approximately 3,097 square feet of comfortable living space. Built in 2003, this well-designed residence features 6 bedrooms and 3 full bathrooms, providing flexibility for a variety of living arrangements, home office needs, or guest accommodations. The functional floor plan offers generous living areas, abundant natural light, and ample room for everyday living and entertaining. The kitchen provides plenty of workspace and storage, while the spacious bedrooms offer comfort and versatility throughout the home. The primary suite includes a private bath and ample closet space. Situated in an established Monroe community, the property offers convenient access to local shopping, dining, schools, parks, and major commuter routes. With its combination of size, functionality, and desirable location, this home presents an excellent opportunity for buyers seeking space and value in Union County.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
Shiloh Elementary SchoolGrades PK,3-50.4 mi
6/10
Sun Valley Middle SchoolGrades 6-80.7 mi
5/10
Sun Valley High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator with Ice Maker
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,097

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,097
  • Total interior livable area: 3,097 sqft

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 07093288
  • Zoning: AE4
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$152$1,824
Property Taxes $257$3,084
Electricity $288$3,461
Total$3,048$36,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,502/yr
40% on housing$91,440/yr
45% on housing$81,280/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 28110$190
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28110$200
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$465,000
2026-07-24Price change$465,000
2026-07-09Price change$472,500
2026-06-29Price change$479,900
2026-06-08Listed for sale$489,000
2024-02-28Listing removed--
2024-02-21Price change$2,640
2024-02-06Listed for rent$2,740
2022-01-24Listing removed--
2021-12-22Price change$2,450
2021-12-08Price change$2,550
2021-11-09Listed for rent$2,695
2019-11-08Listing removed$1,995
2019-10-24Price change$1,995
2019-10-10Price change$2,045
2019-09-23Listed for rent$2,095
2019-08-19Listing removed$2,095
2019-08-07Listed for rent$2,095
2015-08-04Sold$223,000
2015-07-01Listed for sale$250,000
2015-03-31Listing removed$1,600
2015-03-11Listed for rent$1,600
2003-10-30Sold$219,500

For Sale by Agent

AgentJenny Loretto
BrokerageTAH North Carolina LLC

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