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191 Oak Village Pkwy, Mooresville, NC, 28117

2beds
2baths
1,245sqft
$335,000
$269price/sqft
$2,291/moest. monthly cost
$91,640/yrincome needed

About This Home

Welcome to this beautiful 2 bed/2 bath home located in the highly sought after 55+ community of The Villages at Oak Tree. Located on a corner lot just across the street from the Oak Village Clubhouse, this home offers an open floor plan, freshly painted walls in every room, hardwood and LVP flooring throughout and so much natural light! A lovely kitchen with white subway style backsplash, white granite countertops, and newer appliances. Large primary bedroom has an ensuite bathroom with recently added vanity and walk in closet. The sunroom provides a perfect place to relax, natural light for plants and access outside to your back patio. HVAC and Water Heater are both 2019, HOA replaced the roof in 2024. Community offers a clubhouse with a full calendar of activities and social events, fitness center, large back deck overlooking tranquil pond, walking trails and Boat/RV storage.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
5/10
Woodland Heights MiddleGrades 6-81.5 mi
7/10
Lake Norman High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Gas Water Heater,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Laminate,Wood
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,245

Heating & Cooling

  • Heating features: Apollo System,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,245
  • Total interior livable area: 1,245 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Sunroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 4636693508
  • Zoning: RG
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Glass Enclosed,Patio
  • Exterior features: Lawn Maintenance

Lot

  • Lot size: 0.09 Acres
  • Features: Corner Lot
  • Lot size dimensions: 35 x 6 x 85 x 49 x 92

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Shared Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$97$1,164
Property Taxes $301$3,612
Electricity $200$2,405
Total$2,291$27,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,548/yr
40% on housing$68,730/yr
45% on housing$61,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 28117$278
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28117$256
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$340,000
2025-05-12Sold$336,700
2025-04-03Price change$345,000
2025-03-04Price change$347,000
2025-01-14Price change$350,000
2024-11-04Listed for sale$359,900
2017-08-04Sold$180,000
2016-08-11Listing removed$176,500
2016-06-04Price change$176,500
2016-05-07Price change$178,500
2016-04-19Listed for sale$180,000
2008-02-25Sold$175,000
2006-04-27Sold$166,000
2005-07-11Sold$155,500

For Sale by Agent

AgentRichard Moon
BrokerageBerkshire Hathaway HomeServices Carolinas Realty

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