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195 Harris Farm Rd, Mooresville, NC, 28115

5beds
3baths
3,011sqft
$470,000
$156price/sqft
$3,263/moest. monthly cost
$130,520/yrincome needed

About This Home

Are you searching for a spacious home in a well-established neighborhood with top-rated schools? Look no further! This beautiful residence sits in an award-winning school district and has been thoughtfully updated with all major mechanicals refreshed in recent years—including a new roof, HVAC system, hot water heater, and refreshed downstairs flooring. Step inside to discover generous living spaces filled with natural light. The large living room features a cozy gas fireplace and flows seamlessly into the updated kitchen and bright breakfast nook—perfect for everyday living and entertaining. Downstairs, you’ll also find a spacious office that was previously used as a music room, offering flexible options for work or hobbies. Upstairs, the impressive primary suite boasts high tray ceilings, a luxurious bathroom, and a large walk-in closet. Four additional bedrooms provide plenty of room for family, guests, or hobbies—one of which is generously sized and ideal for a recreation room, media space, or home gym. Outside, the recently updated large back deck overlooks a spacious yard, creating an ideal setting for outdoor gatherings. With abundant square footage, ample storage, a community pool, and thoughtful updates throughout, this home truly offers it all. Don’t miss your chance—schedule your private tour today! This gem won’t last long.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
South ElementaryGrades PK-21.1 mi
9/10
Mooresville MiddleGrades 6-81.2 mi
8/10
Mooresville Senior HighGrades 9-121.0 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Other

  • Builder name: Niblock

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bathroom Full

  • Features: Garden Tub,Tray Ceiling(s)
  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Upper

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Upper

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Soaking Tub,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log,Living Room
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 3,011

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,011
  • Total interior livable area: 3,011 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main

Office

  • Level: Main

Other

  • Features: Ceiling Fan(s)
  • Level: Upper

Primary Bedroom

  • Features: Ceiling Fan(s),Tray Ceiling(s),Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 4666970729.000
  • Zoning: RLI
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 2
  • Parking features: Electric Vehicle Charging Station(s),Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$145$1,740
Property Taxes $462$5,544
Electricity $280$3,365
Total$3,263$39,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,874/yr
40% on housing$97,890/yr
45% on housing$87,013/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 28115$201
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28115$192
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$460,000
2026-08-02Price change$470,000
2026-07-11Listed for sale$475,000
2017-11-27Sold$284,500
2017-11-03Pending sale$289,900
2017-10-19Price change$289,900
2017-09-22Price change$292,000
2017-08-04Price change$299,924
2017-07-14Price change$309,000
2017-06-28Price change$319,000
2017-06-19Price change$324,500
2017-06-15Listed for sale$329,500
2005-11-30Sold$278,000

For Sale by Agent

AgentOliver Cross
BrokerageEXP REALTY

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