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922 Ambassador St, Charlotte, NC, 28208

2beds
1baths
994sqft
$299,000
$301price/sqft
$1,985/moest. monthly cost
$79,400/yrincome needed

About This Home

The location says it all! This 2-bedroom, 1-bath single-family home sits on a great lot in one of west Charlotte's fastest-changing pockets - and the opportunity here is real. Whether you're a first-time buyer ready to plant roots or an investor looking for your next project, this one gives you a foothold in a neighborhood that's only getting better. Solid bones, a generous lot, and room to make it your own. But the address is the headline. You're a two-minute walk from Platform Coffee + Kitchen for your morning cortado, and just around the corner from The Batch House, home of what may be the best pastry case in Charlotte. Add in quick access to Uptown - under two miles - plus Wesley Heights, Camp North End, and the airport, and you've got connectivity that's hard to match at this price. Homes in walkable, close-in Charlotte don't stay available long. Come see the potential for yourself.

Getting Around

55
WalkingSomewhat Walkable
39
TransitSome Transit
70
BikeVery Bikeable

Schools

5/10
5/10
West Charlotte HighGrades 9-122.0 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Crawl Space
  • Construction materials: Aluminum,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 994

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 994
  • Total interior livable area: 994 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 07109236
  • Zoning: R5
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.14 Acres

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$106$1,272
Property Taxes $168$2,016
Electricity $200$2,405
Total$1,985$23,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,057/yr
40% on housing$59,550/yr
45% on housing$52,933/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 28208$198
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28208$258
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$299,000
2026-07-10Listed for rent$1,450
2025-03-31Listing removed$1,395
2025-03-19Price change$1,395
2022-11-30Sold$300,000
2022-11-30Listed for rent$1,400
2022-11-07Pending sale$310,000
2022-09-26Listed for sale$310,000
2021-07-20Listing removed--
2021-07-16Listed for rent$1,250
2021-03-24Listing removed--
2020-02-28Listing removed$975
2019-12-10Listed for rent$975
2019-06-16Listing removed$975
2019-05-13Listed for rent$975
2018-03-20Listing removed$700
2018-02-27Listed for rent$950
2016-08-03Listing removed$850
2014-04-08Listing removed$800
2014-02-04Price change$800
2014-01-29Listed for rent$900
2013-05-29Sold$56,321
2013-05-17Listed for sale$18,000
2006-09-19Sold$35,000
2005-10-12Sold$77,000
2002-05-17Sold$75,000
2002-03-20Sold$21,000

For Sale by Agent

AgentJonathan Diianni
BrokerageCOMPASS

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