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306 S Cedar St Unit 10, Charlotte, NC, 28202

1beds
1baths
769sqft
$279,000
$363price/sqft
$1,836/moest. monthly cost
$73,440/yrincome needed

About This Home

Enjoy urban living at its finest in this Uptown Charlotte 1-bedroom condo with a versatile loft—perfect for a home office or flex space. This thoughtfully designed unit features a modern kitchen equipped with an electric range, electric cook-top, dishwasher, and refrigerator, complemented by sleek quartz countertops. The home also includes dual flush toilets for added efficiency, along with a water heater and HVAC system updated in summer 2024, offering peace of mind for years to come. Take in incredible views overlooking the Carolina Panthers practice field, all while being just a stone’s throw from Knights Stadium—placing you right in the heart of the city’s energy and entertainment. Whether you're looking for a stylish primary residence or a great investment property, this condo checks all the boxes.

Getting Around

80
WalkingVery Walkable
67
TransitGood Transit
72
BikeVery Bikeable

Schools

5/10
3/10
Sedgefield MiddleGrades 6-82.4 mi
7/10
Myers Park HighGrades 9-124.3 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Construction materials: Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Closet

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 769

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 769
  • Total interior livable area: 769 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Main

Property

Details

  • Parcel number: 07320248
  • Zoning: N2-B
  • Special condition: Undisclosed

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Main

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$36$432
Property Taxes $190$2,280
Electricity $200$2,405
Total$1,836$22,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,948/yr
40% on housing$55,080/yr
45% on housing$48,960/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 28202$255
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28202$434
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$279,000
2025-10-21Listing removed$290,000
2025-06-26Price change$290,000
2025-04-16Listed for sale$300,000
2024-12-21Listing removed$315,000
2024-11-08Listed for sale$315,000
2022-03-22Sold$240,000
2022-02-24Pending sale$245,000
2022-02-11Listed for sale$245,000
2021-12-29Sold$224,500
2021-10-14Listing removed--
2021-07-31Listed for rent$1,500
2021-03-24Listing removed--
2017-09-10Listing removed$1,100
2017-08-08Price change$1,100
2017-07-25Listed for rent$1,200
2004-10-28Sold$139,500

For Sale by Agent

AgentLago Weaver
BrokerageMark Spain Real Estate

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