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35 Retirement Dr, Horseheads, NY, 14845

3beds
2baths
1,232sqft
$119,900
$97price/sqft
$1,101/moest. monthly cost
$44,040/yrincome needed

About This Home

Welcome home to this pre-inspected, well-maintained 3-bedroom, 2 full-bath manufactured mobile home located in a desirable 55+ community. Enjoy year-round comfort with central air conditioning and an abundance of natural light from multiple skylights, creating a bright and inviting atmosphere throughout. The home features a spacious eat-in kitchen, perfect for casual dining and entertaining, with ample room to gather and enjoy everyday meals. This home offers comfortable living spaces and well-sized bedrooms, including a primary suite with a full bath. Convenience is key—the community recreation center is located directly across the street, providing easy access to social activities just steps from your door. This home offers a wonderful blend of comfort, functionality, and community living. Don’t miss the opportunity to enjoy low-maintenance living in a friendly and active 55+ neighborhood.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
5/10
Horseheads Middle SchoolGrades 7-80.8 mi
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2001

Materials

  • Foundation: Other,See Remarks
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manufactured Home,Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Gas Water Heater,Oven,Refrigerator
  • Laundry features: Accessible Utilities or Laundry,Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Granite Counters,Kitchen Island,Pantry,Skylights,Bath in Primary Bedroom,Main Level Primary,Primary Suite
  • Window features: Skylight(s)
  • Flooring: Carpet,Varies,Vinyl

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Property

Details

  • Parcel number: 072400480321513
  • On leased land: Yes
  • Lease amount: 550
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Open,Porch
  • Exterior features: Concrete Driveway

Lot

  • Features: Cul-De-Sac,Rectangular,Rectangular Lot

Parking

  • Total spaces: 1
  • Parking features: Attached,Carport,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$50$600
Property Taxes $199$2,388
Electricity $246$2,954
Total$1,101$13,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,748/yr
40% on housing$33,030/yr
45% on housing$29,360/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 14845$129
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14845$125
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-28Price change$149,900
2026-02-03Listed for sale$163,000
2015-06-30Listing removed$133,900
2015-06-10Listed for sale$133,900
2014-10-27Listing removed$133,900
2014-10-24Listed for sale$133,900

For Sale by Agent

AgentKelly Smith
BrokerageHoward Hanna Horseheads

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