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75 Truman Ave, Princeton, NJ, 08540

2beds
3baths
1,634sqft
$627,000
$384price/sqft
$4,500/moest. monthly cost
$180,000/yrincome needed

About This Home

Move-in-ready Montgomery Hills townhome with finished walkout basement! Freshly painted with all-new LVP flooring throughout. The open main level pairs a sunlit living and dining area with a cherry kitchen featuring granite countertops, a center island, and stainless steel appliances with a gas range, plus a breakfast area with a sliding door to an elevated deck; a powder room completes the level. Upstairs, the primary suite is topped by a cathedral ceiling with a walk-in closet and an en-suite bath (double vanity, soaking tub, separate stall shower); a second bedroom, a full hall bath, a versatile loft, and a second-floor laundry room round out the upper level. The finished walk-out lower level adds a large bonus space with recessed lighting, generous storage, and a slider to a private patio. A one-car attached garage completes the home. Set in the amenity-rich Montgomery Hills community with tennis courts, playgrounds, and walking paths, with a Princeton mailing address and top-rated Montgomery Township schools, minutes from downtown Princeton, the new Montgomery Promenade, Route 206, and NJ Transit.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
8/10
Montgomery High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Vertical Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: See Remarks,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Common walls with other units/homes: 2+ Common Walls,Townhouse-Interior

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,634
  • Total interior livable area: 1,634 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 2713370020000000050080
  • Attached to another structure: Yes
  • Exclusions: window treatments

Features

  • Levels: Multi Floor Unit
  • Patio & porch: Deck
  • Exterior features: Tennis Court(s)

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: .047 AC

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,170$38,040
Home Insurance *$176$2,112
Property Taxes $961$11,532
Electricity $193$2,318
Total$4,500$54,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,285/yr
40% on housing$135,000/yr
45% on housing$120,000/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$384This listing

vs Other Active Listings

Avg $/sqft

ZIP 08540$488
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 08540$399
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$627,000
2026-07-18Listing removed$649,000
2026-05-24Listed for sale$649,000
2025-02-07Listing removed$3,400
2025-01-04Listed for rent$3,400
2024-05-25Listing removed--
2024-04-17Price change$3,500
2024-03-23Listed for rent$3,700
2019-05-03Listing removed$2,800
2018-11-14Listed for rent$2,800
2015-11-10Listing removed$2,600
2015-09-09Listed for rent$2,600
2014-10-03Listing removed$2,500
2014-08-20Listed for rent$2,500
2013-08-02Sold$401,000
2013-05-31Price change$399,900
2013-05-01Listed for sale$415,000
2010-10-21Sold$360,000
2010-03-27Price change$379,888
2010-02-27Listed for sale$395,000
2003-05-13Sold$290,065

For Sale by Agent

AgentXiaoyi Wu
BrokerageQueenston Realty

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