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515 N Poplar St, Charlotte, NC, 28202

3beds
4baths
3,068sqft
$1,650,000
$538price/sqft
$9,890/moest. monthly cost
$395,600/yrincome needed

About This Home

Located in Charlotte’s historic Fourth Ward, this architecturally distinctive residence blends timeless character, sophisticated design, and the convenience of premier Uptown living. Filled with natural light from expansive windows and soaring interior spaces, the home offers an inviting atmosphere that feels both grand and comfortable. Designed for effortless entertaining and everyday living, the spacious main living and dining areas flow seamlessly together while showcasing the home’s unique architectural details. Just off the main living space, a private office/library creates the perfect retreat for reading, working from home, or quiet reflection. At the heart of the home, the thoughtfully designed kitchen offers abundant cabinetry, generous workspace, and ideal connectivity to surrounding gathering areas—perfect for both intimate evenings and large-scale entertaining. The expansive lower level is an entertainer’s dream, complete with a built-in bar and flexible recreation space ideal for hosting guests, movie nights, game days, or additional lounge and media areas. The spacious design extends naturally to a private courtyard, offering a seamless connection between indoor comfort and outdoor living that is ideal for entertaining or quiet relaxation. The primary suite serves as a true private retreat, featuring an expansive sitting area with a cozy gas log fireplace, a spacious dressing area, and a personal sauna that creates a spa-like experience within the comfort of home. Outdoor living is equally exceptional, with an expansive front porch, two upper level balconies, a side deck, and private rear courtyard creating multiple inviting spaces for entertaining, dining, and relaxation. Beyond the courtyard, the grounds are anchored by a rare in-town tennis court—an extraordinary amenity seldom found in the heart of Charlotte. Positioned moments from Fourth Ward Park, Uptown dining, entertainment, cultural venues, and Charlotte’s major business districts, this residence offers unmatched accessibility while preserving the charm and character of one of the city’s most established neighborhoods. An additional opportunity exists to purchase the neighboring property at 517 N. Poplar in conjunction with this residence, creating exceptional potential for expanded living, guest accommodations, multi-generational living, or investment opportunities. A rare offering in one of Charlotte’s most desirable historic neighborhoods, this remarkable home combines architectural significance, refined entertaining spaces, exceptional amenities, and elevated city living. Sellers prefer to sell both residences together with a combined offering price of $3.55 million.

Getting Around

91
WalkingWalker's Paradise
74
TransitExcellent Transit
55
BikeBikeable

Schools

5/10
4/10
Sedgefield MiddleGrades 6-82.6 mi
7/10
Myers Park HighGrades 9-124.3 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Crawl Space
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Cooktop,Refrigerator
  • Laundry features: Laundry Room,Third Level

Bathroom Full

  • Features: Sauna,Walk-In Closet(s)
  • Level: Upper

Bathroom Full

  • Level: Third

Bathroom Full

  • Level: Third

Bathroom Full

  • Level: Lower

Bedroom S

  • Level: Third

Bedroom S

  • Level: Third

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: Main

Features

  • Soaking Tub,Open Floorplan,Pantry,Sauna,Walk-In Closet(s)
  • Window features: Insulated Windows,Skylight(s)
  • Flooring: Carpet,Wood
  • Fireplace features: Gas Log,Wood Burning,Other - See Remarks
  • Finished area below ground: 0
  • Finished area above ground: 3,068

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,450
  • Total interior livable area: 3,068 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Third

Living Room

  • Level: Main

Office

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Features: Built-in Features,En Suite Bathroom,Vaulted Ceiling(s),Walk-In Closet(s),See Remarks
  • Level: Upper

Recreation Room

  • Level: Lower

Property

Details

  • Parcel number: 07803612
  • Zoning: N1-E(HDO)
  • Special condition: Standard
  • Exclusions: Front Door

Features

  • Levels: Four
  • Stories: 4
  • Entry location: Main
  • Patio & porch: Balcony,Covered,Deck,Front Porch,Patio
  • Exterior features: Tennis Court(s)

Lot

  • Lot size: 0.13 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$217$2,604
Property Taxes $1,045$12,540
Electricity $285$3,429
Total$9,890$118,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$339,085/yr
40% on housing$296,700/yr
45% on housing$263,733/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$538This listing

vs Other Active Listings

Avg $/sqft

ZIP 28202$241
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28202$434
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$1,650,000

For Sale by Agent

AgentCharisma Southerland
BrokerageHoward Hanna Allen Tate Center City

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