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415 W 7th St APT H, Charlotte, NC, 28202

1beds
1baths
641sqft
$245,000
$382price/sqft
$1,607/moest. monthly cost
$64,280/yrincome needed

About This Home

Experience elevated urban living in the heart of Uptown Charlotte with this distinctive four-level, brownstone-style residence. Perfectly positioned on a charming cobblestone street, this home offers a rare blend of privacy and vibrant city access—just steps from premier dining, shopping, and entertainment, and within walking distance to Bank of America Stadium, Truist Field, and Spectrum Center. Designed for those who appreciate a creative and eclectic lifestyle, the flexible multi-level layout provides endless opportunities to personalize each space. Expansive south-facing windows flood the interior with natural light, creating a bright and inviting atmosphere throughout. Enjoy over 100 square feet of combined outdoor living across two private balconies—ideal for relaxing or entertaining. Additional highlights include an attached garage with direct access and generous storage options, offering both convenience and functionality. Surrounded by ongoing new construction and growth, this location presents exciting potential for future value appreciation.

Getting Around

94
WalkingWalker's Paradise
74
TransitExcellent Transit
52
BikeBikeable

Schools

5/10
3/10
Sedgefield MiddleGrades 6-82.6 mi
7/10
Myers Park HighGrades 9-124.3 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Construction materials: Aluminum,Vinyl

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater
  • Laundry features: In Garage

Bathroom Full

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Flooring: Tile,Laminate
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 641

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 601
  • Total interior livable area: 641 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 07806417
  • Zoning: Res
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Main
  • Patio & porch: Deck

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$32$384
Property Taxes $137$1,644
Electricity $200$2,405
Total$1,607$19,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,097/yr
40% on housing$48,210/yr
45% on housing$42,853/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$382This listing

vs Other Active Listings

Avg $/sqft

ZIP 28202$256
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28202$434
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$245,000
2026-04-08Listed for sale$260,000
2026-02-12Listing removed$270,000
2026-01-26Listed for sale$270,000
2025-08-31Listing removed$260,000
2025-06-18Price change$260,000
2025-05-21Listed for sale$265,000
2025-04-15Listing removed$254,900
2025-01-23Price change$254,900
2024-11-07Listed for sale$259,000
2021-10-01Listing removed--
2021-08-31Listed for rent$1,500
2017-07-04Listing removed$1,000
2017-06-29Listed for rent$1,000
2014-07-23Listing removed$950
2014-07-10Listed for rent$950
2012-06-01Listing removed$825
2012-05-01Listed for rent$825
1994-12-01Sold$48,000

For Sale by Agent

AgentLilliah Moseley
BrokerageRedfin Corporation

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