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365 Portlock Rd, Honolulu, HI, 96825

4beds
4baths
3,806sqft
$8,500,000
$2,233price/sqft
$53,563/moest. monthly cost
$2,142,520/yrincome needed

About This Home

Welcome to an oceanfront jewel on Portlock Road. This meticulously maintained, single-level residence presents four bedrooms and four bathrooms across more than 3,800 square feet of thoughtfully designed living space, where comfort and elegance blend seamlessly with the beauty of the Pacific. From the moment you open the front door, your gaze is drawn straight through the home to sweeping ocean views, with Diamond Head framed perfectly against radiant sunset skies beyond. The privately positioned primary suite serves as a tranquil retreat, capturing expansive ocean vistas and gentle trade winds. Designed for effortless entertaining, the well-appointed kitchen features marble countertops, two stoves, and two refrigerators-ideal for gatherings both intimate and grand. The spacious great room flows seamlessly to a covered lanai, extending to the pool and exquisitely landscaped grounds. Private, quiet, and serene, this exceptional residence is a true oasis-an inviting sanctuary to relax and savor refined oceanfront living.

Getting Around

49
WalkingCar-Dependent
39
TransitSome Transit
53
BikeBikeable

Schools

8/10
7/10
Niu Valley Middle SchoolGrades 6-82.2 mi
9/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1987

Materials

  • Foundation: Slab
  • Construction materials: Double Wall,Masonry,Stucco,Wood Frame

Notable Dates

  • Major remodel year: 2005

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Ceramic Tile,Hardwood

Interior Area

  • Total structure area: 4,301
  • Total interior livable area: 3,806 sqft

Property

Details

  • Parcel number: 1390040090000
  • Zoning description: 03 - R10 - Residential District
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground,Pool,Pool/Spa Combo,Tile
  • Exterior features: Landscaping
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Coastline,Mountain(s),Ocean,Sunset
  • Has water view: Yes
  • Water view: Coastline,Ocean
  • On waterfront: Yes
  • Frontage type: Oceanfront
  • Topography of land: Level

Lot

  • Features: Cleared,Dead End,Level

Parking

  • Total spaces: 5
  • Parking features: Three or more Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Lightning
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $42,980$515,760
Home Insurance *$1,313$15,756
Property Taxes $8,045$96,540
Electricity $1,225$14,707
Total$53,563$642,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,836,445/yr
40% on housing$1,606,890/yr
45% on housing$1,428,346/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,233This listing

vs Other Active Listings

Avg $/sqft

ZIP 96825$1,007
Honolulu County$746

vs Homes Sold Last Month

Median $/sqft

ZIP 96825$852
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$8,500,000
2007-12-14Sold$5,625,000
2004-06-10Sold$2,740,000

For Sale by Agent

AgentGreg Kerner
BrokerageHawaii Modern Realty

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