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12428 NE 232nd Terrace, Redmond, WA, 98053

3beds
3baths
2,659sqft
$1,750,000
$658price/sqft
$10,519/moest. monthly cost
$420,760/yrincome needed

About This Home

Highly sought after, Monticello floorplan, located on the 8th fairway in the 55+ community of Trilogy, offers an exceptional blend of comfort, functionality, and refined living. This thoughtfully designed 3-bedroom, 3-bath home welcomes you through a private gated courtyard entry into light-filled interiors featuring hardwood floors & travertine tile throughout, fresh interior paint, and timeless plantation shutters in every room. The remodeled kitchen is a true centerpiece, showcasing quartz countertops, a generous island, and effortless flow into two spacious living areas, ideal for both everyday living and entertaining. Designed with flexibility in mind, the home features two primary suites, including a private guest suite with direct access to the front courtyard. The main primary suite serves as a peaceful retreat, complete with a large soaking tub, separate shower, dual vanity, and a large walk-in closet. Step outside to the expansive back patio, where tranquil views and privacy create an ideal setting for morning coffee or evening gatherings. Additional highlights include A/C and a whole-home generator, ensuring year-round comfort and peace of mind in this exceptional residence.

Getting Around

11
WalkingCar-Dependent
0
TransitNo Nearby Transit
37
BikeSomewhat Bikeable

Schools

8/10
Timberline Middle SchoolGrades 6-81.5 mi
10/10
Redmond High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Planked,Stone,Wood Siding,Wood Products,Cement Plank

Notable Dates

  • Major remodel year: 2004

Other

  • Builder name: Monticello Model

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Central Vacuum,Ceiling Fan(s),Dining Room,Pantry
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Hardwood,Travertine
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Natural Gas
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 2,659
  • Total interior livable area: 2,659 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 8682230110
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Second Primary Bedroom,Bath Off Primary,Built-In Vacuum,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Jetted Tub,Pantry,Walk-In Closet(s),Water Heater,Wired for Generator
  • Spa features: Bath
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 6,751 sqft
  • Features: Paved,Sidewalk,Cable TV,Sprinkler System

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance *$237$2,844
Property Taxes $1,253$15,036
Electricity $181$2,182
Total$10,519$126,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$360,651/yr
40% on housing$315,570/yr
45% on housing$280,506/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$658This listing

vs Other Active Listings

Avg $/sqft

ZIP 98053$522
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98053$595
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$1,850,000
2013-06-25Sold$800,000
2008-11-13Sold$698,000
2003-12-02Sold$600,171

For Sale by Agent

AgentAmy Alpeza
BrokerageWindermere Real Estate/East

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