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198 Old Nelson Rd, Ball Ground, GA, 30107

2beds
2baths
960sqft
$319,000
$332price/sqft
$2,140/moest. monthly cost
$85,600/yrincome needed

About This Home

Take a step into this historical home that actually has a story to tell. Sitting right in the heart of Ball Ground, this charming cottage blends true character with everyday comfort, and it does it effortlessly. From the moment you walk through the front door, you’ll notice the details you just can’t replicate original hardwood floors, tongue and groove throughout, crown molding, and a farmhouse sink that ties it all together. The layout is simple, functional, and inviting with a spacious living room, flexible dining space, and an eat-in kitchen that feels like home. This one-level home offers 2 bedrooms, 1 full bath, and a powder room perfect whether you’re starting out, slowing down, or adding to your investment portfolio. Step outside and it only gets better. A full acre gives you room to breathe, grow, and make it your own. Host on the back deck, sip your coffee on the front porch, or enjoy your own little bird sanctuary right in your backyard. And the location? Less than 2 minutes to downtown Ball Ground close enough for convenience, far enough to enjoy the peace and privacy. Just a solid home with charm, land, and real potential.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
7/10
Creekland Middle SchoolGrades 6-88.8 mi
9/10
Creekview High SchoolGrades 9-128.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1938

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: In Kitchen,Laundry Room

Basement

  • Basement: None

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Separate Dining Room

Features

  • Crown Molding,High Ceilings 9 ft Main
  • Window features: Wood Frames
  • Flooring: Carpet,Ceramic Tile,Hardwood,Laminate
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Features: Cabinets Other, Eat-in Kitchen, Other Surface Counters, Pantry, Tile Counters

Master Bathroom

  • Features: Tub/Shower Combo

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: Accessible Entrance,Accessible Kitchen,Accessible Kitchen Appliances,Accessible Washer/Dryer,Enhanced Accessible

Details

  • Parcel number: 04N03C 002 A
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch
  • Exterior features: Private Yard,Rain Gutters
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 1 Acres
  • Features: Back Yard,Cleared,Front Yard,Landscaped,Level,Private

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$116$1,392
Property Taxes $192$2,304
Electricity $219$2,637
Total$2,140$25,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,371/yr
40% on housing$64,200/yr
45% on housing$57,066/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 30107$240
Cherokee County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 30107$196
Cherokee County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$319,000
2026-04-22Listed for sale$319,000
2022-12-14Listing removed$269,500
2022-11-30Listed for sale$269,500
2022-10-12Listing removed$269,500
2022-07-10Listed for sale$269,500
2022-06-30Listing removed$269,500
2022-06-26Listed for sale$269,500
2017-11-13Sold$130,000
2009-11-22Listing removed$149,900
2009-05-25Listed for sale$149,900
2006-08-18Sold$108,000
2004-08-25Sold$48,300
2003-02-26Sold$50,000

For Sale by Agent

AgentEvelyn Calhoun
BrokerageVirtual Properties Realty.com

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