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381 MEXICAN HAT DR, Spring Branch, TX, 78070

3beds
4baths
2,569sqft
$1,449,000
$564price/sqft
$9,976/moest. monthly cost
$399,040/yrincome needed

About This Home

This new (July 2026), one-story modern farmhouse style home is located on a 3-acre lot loaded with over 40 mature hardwood trees in the Mystic Shores subdivision, Comal County, Texas. The property includes two accessory buildings: 1) A two-story guest quarters (36 ft. x 36 ft.) with a full kitchen, dining and living areas, 1 bedroom, and 1 full bath downstairs, plus two bedrooms, additional living and bunk spaces, and two full baths upstairs. 2) A two-story shop (24 ft. x 32 ft.) with a workshop downstairs and storage-misc space upstairs. Features include this new home (July 2026), which is one story with 3 bedrooms, 3.5 baths, and 2,551 sq. ft. of conditioned space. It offers an office, foam insulation, and 10 ft. ceilings throughout, with a 12' ceiling at the entry and a 14 ft. ceiling in the living room. Design highlights include a stone entry niche, an electric fireplace with stone surround, a functional sunroom with wood treatment ceiling & brick floor, wood treatment ceilings in the living room and kitchen, premium LVP flooring throughout the home, a brick featured wall between the living room & kitchen, custom cabinetry with great storage space, an oversized walk-in pantry, an aesthetically pleasing front gable dormer, and an aesthetically pleasing back shed dormer. Practical features include an oversized attached two-car garage with space for a workbench and attic space decked for storage, as well as attic access compatible for a future power ladder. The master closet features a multi-purpose space, and a buried propane tank services the on-demand water heater, stovetop, and outdoor kitchen. The home has electric service, ceiling fans throughout, a separate aerobic septic system, and is pre-wired and pre-plumbed for outdoor kitchen electric, water & propane. Additional systems include pre-plumbing for a garage sink and water softener system, plugs for EV charging and generator backup, and pre-wiring for an exterior house accent lighting system, landscape lighting, home network, future access points to the barn and shop, and TVs in all main rooms including the back patio. It also includes a security system and an installed pest control system with exterior ports for periodic treatment. The exterior features a concrete drive with a circle turnaround, walk & steps, professionally pruned trees around the perimeter of the home and drive, and professional irrigation installation & landscaping. The property features two existing accessory buildings. The barn (36 ft. x 36 ft., built in 2005) includes 700 sq. ft. conditioned space downstairs, 1,000 sq. ft. conditioned space upstairs, a 12 ft. x 36 ft. dog run with sliding barn doors, 3 full baths, sleeps 18+, and is all electric with a separate aerobic septic system, wood-burning stove, and Texas Water Supply. The shop (24 ft. x 32 ft., built in 2010) features a downstairs workshop, upstairs work area-storage, and electricity service including 220V. For permissions, you are allowed to have up to two horses. For potential, you can rent-lease the accessory buildings. Mystic Shores amenities include Lake Park (pool, tennis courts, pickleball courts, basketball courts, pavilion, volleyball court, walking trail, playground, BBQ pits, and picnic tables overlooking Canyon Lake), Shoreline Park (BBQ pits and picnic tables overlooking Canyon Lake), Dodder Pool on the north side, Nature Preserve-River Park (overlooking Guadalupe River), North Park & Pavilion, and a Community Center. Under considerations, consideration will be given to the sale of personal property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

9/10
8/10
Mt Valley Middle SchoolGrades 6-812.2 mi
7/10
Canyon Lake High SchoolGrades 9-127.1 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition,Metal
  • Construction materials: Stone,Stucco

Other

  • Builder name: BIDDISON HOMES

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 144

Bedroom3

  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • One Living Area,Eat-in Kitchen,Kitchen Island,Breakfast Bar,Pantry,Study/Library,Utility Room Inside,1st Floor Lvl/No Steps,High Ceilings,Open Floorplan,Walk-In Closet(s),Master Downstairs
  • Window features: Double Pane Windows
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One,Stone/Rock/Brick,Not Applicable,Other
  • Fireplace: Yes
  • Attic: Floored

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,569 sqft

Kitchen

  • Area: 187

Living Room

  • Area: 374

Master Bathroom

  • Features: Separate Vanity
  • Area: 204

Master Bedroom

  • Features: Multi-Closets,Full Bath
  • Area: 266

Office

  • Area: 121

Property

Details

  • Parcel number: 360150089900

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Exterior features: Sprinkler System
  • Residential vegetation: Mature Trees,Mature Trees (ext feat)
  • Horses can be raised: Yes

Lot

  • Lot size: 3 Acres
  • Features: 2 - 5 Acres,Level

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached,Garage Faces Side,Oversized,Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,326$87,912
Home Insurance *$559$6,708
Property Taxes $1,809$21,708
Electricity $282$3,385
Total$9,976$119,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$342,034/yr
40% on housing$299,280/yr
45% on housing$266,026/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$564This listing

vs Other Active Listings

Avg $/sqft

ZIP 78070$236
Comal County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78070$242
Comal County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$1,449,000
2023-06-01Listing removed--
2022-12-07Listed for sale$485,000
2022-05-01Listing removed--
2022-01-19Listed for sale$485,000
2022-01-01Listing removed--
2021-09-30Listed for sale$485,000

For Sale by Agent

AgentJack McLemore
BrokerageListing Results, LLC

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