641 Sumner Way Unit 1, Oceanside, CA, 92058
About This Home
Charming 2-bedroom, 2-bath home offering 1,141 sq ft of comfortable living space in a beautiful, safe, and family-friendly community. Enjoy resort-style amenities including two pools, a relaxing spa, and a playground. The property features an attached one-car garage, one assigned uncovered parking space, and abundant guest parking with no time restrictions. Ideally located near Highways 76 and 5, providing convenient access to shopping, dining, and everyday essentials. Just 10 minutes from the beach and vibrant Downtown Oceanside.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Turnkey
- Year built: 2003
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Gas Cooking,Gas Cooktop,Gas Oven,Gas Range,Gas Water Heater,Microwave,Range Hood
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Balcony,Separate/Formal Dining Room,Open Floorplan
- Flooring: Laminate
- Fireplace features: Living Room
- Fireplace: Yes
- Common walls with other units/homes: 1 Common Wall
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total interior livable area: 1,141 sqft
Property
Details
- Parcel number: 1580303307
- Attached to another structure: Yes
- Zoning: 1
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: 1
- Pool features: Community
- Patio & porch: Balcony
- Exterior features: Balcony
- Has spa: Yes
- Has view: Yes
- View description: Mountain(s),Neighborhood
Lot
- Lot size: 1.04 Acres
- Features: 0-1 Unit/Acre
Parking
- Total spaces: 2
- Parking features: Assigned,Door-Single,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Uncovered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,776 | $33,312 |
| Home Insurance * | $94 | $1,128 |
| Property Taxes | $517 | $6,204 |
| Electricity | $398 | $4,786 |
| Total | $3,785 | $45,420 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $569,000 |
| 2026-04-09 | Listed for sale | $577,000 |
| 2006-06-09 | Sold | $350,000 |
| 2004-01-14 | Sold | $303,000 |
View on Zillow