2243 Black Horse Lane, Winterville, NC, 28590
About This Home
3.1 percent assumable loan possible! Spacious 4,147 sq. ft. home in the desirable Cedar Ridge community of Winterville. Priced below tax value and located in the sought-after Wintergreen/Hope school district, this 4-bedroom, 3.5-bath property offers an attached 2-car garage and an open concept main level with hardwood flooring. The kitchen features granite countertops and ample cabinet space, while the primary suite includes a tray ceiling, walk-in closet, jacuzzi tub, and walk-in shower. Upstairs offers two large bedrooms and a theater room with surround sound and projector. Outdoor living includes a screened porch, concrete patio, and vinyl railings. Roof replaced August 2025. Downstairs HVAC approx. 5 years old; upstairs units are not currently functioning. Seller will provide a check at closing to replace both units with an acceptable offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Crawl Space
- Roof: Architectural Shingle
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Microwave,Range,Dishwasher
- Laundry features: Dryer Hookup,Washer Hookup,Laundry Room
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Level: Second
Dining Room
- Level: First
Features
- Sound System,Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Solid Surface,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
- Door features: Thermal Doors,Storm Door(s)
- Window features: Thermal Windows
- Flooring: Carpet,Tile,Wood
- Fireplace features: Gas Log
- Fireplace: Yes
- Attic: Floored,Pull Down Stairs,Walk-In
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 4,147
- Total interior livable area: 4,147 sqft
Laundry
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Media Room
- Level: Second
Property
Details
- Parcel number: 065639
- Zoning: Residential
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Enclosed,Patio,Porch,Screened
- Exterior features: Storm Doors,Thermal Doors
- Fencing: None
- Has view: Yes
- View description: See Remarks
- Frontage type: See Remarks
- Living area range: 4000 - 4499
Lot
- Lot size: 0.34 Acres
- Features: Interior Lot
- Lot size dimensions: 107 x 156 x 85 x 54
Parking
- Total spaces: 6
- Parking features: Garage Faces Side,Attached,Concrete,On Site,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hurricane
- Inland Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pitt County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $268 | $3,216 |
| Property Taxes | $270 | $3,240 |
| Electricity | $386 | $4,635 |
| Total | $3,452 | $41,424 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-19 | Price change | $515,000 |
| 2025-09-26 | Price change | $525,000 |
| 2025-08-21 | Listed for sale | $535,000 |
| 2018-10-11 | Sold | $345,000 |
| 2018-08-31 | Pending sale | $345,000 |
| 2018-05-05 | Listed for sale | $345,000 |
| 2014-02-14 | Sold | $255,000 |
| 2014-01-14 | Price change | $264,900 |
| 2014-01-09 | Price change | $274,500 |
| 2013-12-05 | Listed for sale | $295,000 |
| 2013-05-31 | Sold | $230,320 |
| 2005-02-09 | Sold | $300,000 |
For Sale by Agent
View on Zillow