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5045 Curtiswood Dr, Charlotte, NC, 28213

2beds
1baths
933sqft
$259,000
$278price/sqft
$1,794/moest. monthly cost
$71,760/yrincome needed

About This Home

Welcome to effortless living in a location that keeps you connected. This move-in ready home offers easy access to public transportation, making daily commutes and trips into Uptown Charlotte simple and convenient. Inside, you’ll find durable LVP flooring throughout paired with fresh paint in every room, creating a bright, modern feel from the moment you walk in. The layout is both functional and inviting—perfect for everyday living or hosting friends and family. Step outside and enjoy the benefits of a low-maintenance brick exterior, giving you timeless curb appeal without the ongoing upkeep. Whether you're a first-time buyer, downsizing, or looking for a smart investment, this home delivers the right balance of comfort and simplicity. Convenient, updated, and easy to maintain—this is one you don’t want to miss.

Getting Around

55
WalkingSomewhat Walkable
48
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

6/10
3/10
1/10
Garinger High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Room,Main Level

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 933

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 933
  • Total interior livable area: 933 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 09101111
  • Zoning: ML-2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Partial

Lot

  • Lot size: 0.29 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$110$1,320
Property Taxes $175$2,100
Electricity $200$2,405
Total$1,794$21,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,508/yr
40% on housing$53,820/yr
45% on housing$47,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 28213$166
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28213$182
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$259,000
2026-01-08Listing removed$1,545
2025-12-09Price change$1,545
2025-10-27Listed for rent$1,595
2023-09-09Listing removed--
2023-07-08Listed for rent$1,450
2019-09-11Listing removed$975
2019-07-25Price change$975
2019-07-12Listed for rent$985
2018-03-08Listing removed$925
2018-02-06Listed for rent$925
2016-02-15Listing removed$780
2016-02-11Listed for rent$780
2015-02-24Listing removed$700
2015-02-06Listed for rent$700
2005-12-27Sold$47,500

For Sale by Agent

AgentJoseph McMurry
BrokerageEXP Realty LLC Ballantyne

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