1 Orchard Street, Otisville, NY, 10963
About This Home
Welcome to 1 Orchard Street in the Village of Otisville! This beautifully Semi-renovated home offers the perfect combination of modern upgrades and small-town charm. Major improvements include a new roof, new central air conditioning, new forced-air heating system, new plumbing, new electrical, new hot water heater, and new flooring throughout, giving you peace of mind for years to come. Some rooms are ready for your personal finishing touches, offering a wonderful opportunity to customize the space and make this home truly your own. The bright, inviting interior features a functional layout with comfortable living spaces and plenty of natural light. An added bonus is a second bathroom that has already been roughed in with plumbing and is ready for the new owner to finish, providing an excellent opportunity to add value and additional convenience. Located in the heart of the Village of Otisville, you'll enjoy easy access to schools, parks, shopping, restaurants, and commuter routes, including the nearby Metro-North train station. Whether you're a first-time homebuyer, looking to downsize, or searching for a move-in-ready home with all the major updates already completed, this property is a must-see. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Pillar/Post/Pier
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Microwave
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Eat-in Kitchen
- Attic: See Remarks
Heating & Cooling
- Heating features: Hot Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,120
- Total interior livable area: 1,120 sqft
Property
Details
- Parcel number: 3344011040000003025.2000000
- Special condition: None
Lot
- Lot size: 0.25 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $78 | $936 |
| Property Taxes | $462 | $5,544 |
| Electricity | $246 | $2,954 |
| Total | $2,176 | $26,112 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $249,999 |
| 2026-07-06 | Listed for sale | $275,000 |
| 2023-05-02 | Sold | $166,000 |
| 2005-04-29 | Sold | $183,500 |
View on Zillow