197 Cayuga St, Groton, NY, 13073
About This Home
Welcome to your dream home in the heart of Groton! This beautifully updated three-bedroom, one-and-a-half-bath residence is the perfect haven for families seeking comfort and convenience. With a roof that's only one year old and new windows that come with a transferable warranty, you can enjoy peace of mind knowing that your home has been well-cared for. The first-floor laundry adds a layer of convenience to your daily routine, while extensive updates over the past five years ensure that the home is move-in ready. Step outside to find a private backyard, perfect for family gatherings or quiet evenings under the stars. Additionally, the two-car garage offers ample space for vehicles and storage, making life a little easier. Situated close to local amenities, this home makes errands and family activities a breeze. Don’t miss out on this fantastic opportunity! Schedule a showing today and make this charming residence your own!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1870
Materials
- Foundation: Stone
- Construction materials: Composite Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Exhaust Fan,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Range Hood
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Dirt Floor,Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Den,Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room
- Flooring: Hardwood,Laminate,Tile,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 1,676
- Total interior livable area: 1,676 sqft
Property
Details
- Parcel number: 50280100200000010030020000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: Gravel Driveway
Lot
- Lot size: 0.35 Acres
- Features: Irregular Lot
- Lot size dimensions: 127 x 162
Parking
- Total spaces: 2
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Tompkins County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $87 | $1,044 |
| Property Taxes | $465 | $5,580 |
| Electricity | $276 | $3,323 |
| Total | $2,167 | $26,004 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Price change | $264,900 |
| 2026-06-25 | Price change | $270,000 |
| 2024-06-05 | Listed for sale | $229,900 |
| 2024-05-28 | Contingent | $229,900 |
| 2024-04-17 | Listed for sale | $229,900 |
| 2021-03-05 | Sold | $147,500 |
| 2021-01-06 | Contingent | $147,900 |
| 2020-12-11 | Pending sale | $147,900 |
| 2020-12-07 | Listed for sale | $147,900 |
| 2007-11-29 | Sold | $68,000 |
| 2002-09-27 | Sold | $42,000 |
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