202 E 1st St, Waterloo, IL, 62298
About This Home
Investment opportunity!! This 1 1/2 story duplex is conveniently located in downtown Waterloo. Each unit consist of 2BR/1BA. Unit B was recently remodeled w/luxury vinyl flooring, carpet, interior freshly painted, light fixtures, bathroom vanity/toilet and light fixtures. Water heater in Unit "B" is approx. 6 months. Double hung vinyl windows. Basement only on Unit B side. Unit "A" main floor laundry. Unit "B" laundry in bsmt. 1 detached garage. Property is being sold "as is." Seller to make no repairs based on inspections.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Roof: Metal
- Construction materials: Aluminum Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Other
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Range,Refrigerator
- Laundry features: In Basement,Main Level,See Remarks
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Features
- Window features: Insulated Windows,Tilt-In Windows
- Flooring: Carpet,Vinyl
- Finished area above ground: 1,396
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,396
- Total interior livable area: 1,396 sqft
Property
Details
- Parcel number: 0725236025000
- Special condition: Standard
Lot
- Lot size: 6,098 sqft
- Features: City Lot
Parking
- Total spaces: 1
- Parking features: Detached,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Strong Wind
- Tornado
- Cold Wave
- Earthquake
- Hail
- Lightning
- Winter Weather
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance * | $124 | $1,488 |
| Property Taxes | $255 | $3,060 |
| Electricity | $130 | $1,569 |
| Total | $1,570 | $18,840 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Listed for sale | $210,000 |
View on Zillow