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9729 Watson Rd, Copenhagen, NY, 13626

5beds
4baths
3,096sqft
$390,000
$126price/sqft
$3,134/moest. monthly cost
$125,360/yrincome needed

About This Home

Exceptional investment and lifestyle opportunity with this spacious 5–6 bedroom home ideally located right next to the snowmobile trails! Currently owner-occupied, this unique property is thoughtfully configured with a separate owner’s living space and a profitable Airbnb generating an average of $3,000 per month, offering immediate income potential. The owner’s side features a large eat-in kitchen with abundant cabinetry, ample workspace, pantry, and washer/dryer area. The inviting living room is accented by French doors and a gas fireplace with beautiful stone hearth, creating a warm and welcoming atmosphere. This section also includes one bedroom, a full bathroom, additional storage room, and direct access to the attached heated 3-car garage with attic storage—perfect for vehicles, recreational equipment, or workshop space. The Airbnb portion offers its own kitchen, comfortable living room, four generously sized bedrooms, and two full bathrooms. The primary suite includes a private ensuite bath complete with jetted tub, stand-up shower, and separate water closet, providing a luxurious retreat for guests. Most furniture, bedding, and kitchen accessories convey, allowing for a seamless transition to new ownership. Situated on approximately 1.37 acres (currently being subdivided), this property provides manageable outdoor space while maintaining privacy and convenience. Whether you’re looking for a turnkey investment, owner-occupied income property, or spacious multi-generational home, this well-maintained property offers versatility, strong income history, and direct access to year-round recreation. Move in and start generating income immediately with this turnkey Airbnb opportunity. Preapproved buyer for showings, listing agent must be present at all showings, Airbnb side will be shown by availability only.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Copenhagen Central SchoolGrades PK-124.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Foundation: Poured
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Gas Oven,Gas Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Separate/Formal Living Room,Pantry,Bedroom on Main Level
  • Flooring: Carpet,Hardwood,Laminate,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Oil,Hot Water

Interior Area

  • Total structure area: 3,096
  • Total interior livable area: 3,096 sqft

Property

Details

  • Parcel number: 23228912200000010012000000
  • Special condition: Standard
  • Horse amenities: Horses Allowed

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Gravel Driveway
  • Horses can be raised: Yes

Lot

  • Lot size: 1.37 Acres
  • Features: Irregular Lot,Rural Lot
  • Lot size dimensions: 1 x 1

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Heated Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters in Lewis County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$200$2,400
Property Taxes $451$5,412
Electricity $511$6,139
Total$3,134$37,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,451/yr
40% on housing$94,020/yr
45% on housing$83,573/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.2%
3.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 13626$109
Lewis County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 13626
Lewis County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$420,000
2026-02-24Price change$425,000
2026-02-17Listed for sale$450,000

For Sale by Agent

AgentAmanda Mattimore
BrokerageNorthern Beginnings Realty LLC

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