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1819 Arnold Dr, Charlotte, NC, 28205

2beds
1baths
882sqft
$400,000
$454price/sqft
$2,552/moest. monthly cost
$102,080/yrincome needed

About This Home

Nestled on a rare, oversized 0.35-acre lot in Charlotte's sought-after Merry Oaks neighborhood, this charming bungalow offers endless possibilities in one of the city's most desirable and rapidly growing areas. Whether you're looking for a move-in-ready home, the perfect place to renovate and expand, or an exceptional homesite for your future vision, this property presents a unique opportunity. Inside, you'll find a bright, inviting living space filled with character and natural light, while the expansive backyard provides plenty of room for entertaining, gardening, creating your own outdoor retreat, or future expansion. Mature trees and established landscaping offer both beauty and privacy—features that are becoming increasingly rare this close to Uptown. Ideally located just minutes from Plaza Midwood, NoDa, Commonwealth, and Uptown Charlotte, you'll enjoy easy access to some of the city's best local restaurants, breweries, coffee shops, parks, and entertainment while still enjoying the charm of an established neighborhood. Properties with this combination of location, lot size, and potential are becoming increasingly difficult to find. Don't miss your chance to own a special piece of one of Charlotte's most vibrant neighborhoods.

Getting Around

60
WalkingSomewhat Walkable
39
TransitSome Transit
59
BikeBikeable

Schools

7/10
Merry Oaks ElementaryGrades PK-50.6 mi
7/10
Eastway MiddleGrades 6-81.1 mi
1/10
Garinger High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Crawl Space
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Washer/Dryer
  • Laundry features: Mud Room,Laundry Closet

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 882

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 882
  • Total interior livable area: 882 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 09510246
  • Zoning: R-4
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.35 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$103$1,236
Property Taxes $227$2,724
Electricity $200$2,405
Total$2,552$30,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,497/yr
40% on housing$76,560/yr
45% on housing$68,053/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$454This listing

vs Other Active Listings

Avg $/sqft

ZIP 28205$283
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28205$345
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$395,000
2026-07-06Listed for sale$400,000
2025-06-28Listing removed$1,850
2025-06-03Listed for rent$1,850
2010-06-04Listing removed$189,000
2009-05-18Price change$189,000
2009-04-25Listed for sale$179,500
2006-05-19Sold$130,500
2005-09-02Sold$70,000
1999-07-01Sold$67,000

For Sale by Agent

AgentLori Witham
BrokerageCOMPASS

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