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2432 Arnold Dr, Charlotte, NC, 28205

4beds
3baths
3,186sqft
$1,175,000
$369price/sqft
$7,278/moest. monthly cost
$291,120/yrincome needed

About This Home

Fantastic curb appeal with southern style wraparound porch with seamed metal roof. Large corner lot with a great setback from the street. Wide-open entertaining areas inside, including great room, dining room and kitchen with large island (seating/storage). Stainless appliances, including refrigerator. Upstairs has 4 beds and 2 baths, including a massive master suite with sitting area, bath with both shower and jetted tub and walk-in closet. Ceiling fans in all bedrooms. Hardwood floors throughout, plus heavy moldings and walls of windows! Two-car garage and covered back porch. Welcome home!

Getting Around

36
WalkingCar-Dependent
38
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

6/10
Merry Oaks ElementaryGrades PK-50.3 mi
7/10
Eastway MiddleGrades 6-80.9 mi
1/10
Garinger High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Asphalt

Other

  • Builder name: Savvy Investment Group

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
  • Laundry features: Upper Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen Island,Walk-In Closet(s),Open Floorplan
  • Flooring: Tile,Hardwood
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,186 sqft

Property

Details

  • Parcel number: 09511120
  • Zoning: R4
  • Special condition: Standard

Features

  • Exterior features: Cement / Concrete
  • Spa features: Whirlpool

Lot

  • Lot size: 0.33 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 8
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,941$71,292
Home Insurance *$304$3,648
Property Taxes $737$8,844
Electricity $296$3,560
Total$7,278$87,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$249,531/yr
40% on housing$218,340/yr
45% on housing$194,080/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 28205$281
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28205$345
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$1,175,000
2022-07-06Listing removed--
2022-05-24Listed for sale$999,575
2021-05-20Listing removed--
2021-05-18Listed for sale$900,000
2019-12-16Sold$562,000
2019-09-14Pending sale$599,900
2019-08-29Price change$599,900
2019-08-01Price change$639,000
2019-07-11Listed for sale$659,000
2018-02-26Sold$170,000
2017-12-22Pending sale$175,000
2017-12-19Listed for sale$175,000

For Sale by Owner

AgentProperty Owner

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