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3025 Sandy Ridge Dr, Steger, IL, 60475

3beds
2baths
1,283sqft
$199,290
$155price/sqft
$1,565/moest. monthly cost
$62,600/yrincome needed

About This Home

3 bedroom, 2 bath ranch in subdivision of the Cook County side of Steger.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
7/10
Columbia Central SchoolGrades 5-81.4 mi
5/10
Bloom Trail High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 90
  • Dimensions: 9X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Eating Area

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Features

  • 1st Floor Bedroom
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,283 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Vinyl)
  • Level: Main
  • Area: 90
  • Dimensions: 9X10

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 289
  • Dimensions: 17X17

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 176
  • Dimensions: 16X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 32334070540000
  • Special condition: None
  • Other equipment: Water-Softener Owned,Sump Pump

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 9,480 sqft
  • Lot size dimensions: 60X158

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,007$12,084
Home Insurance *$141$1,692
Property Taxes $287$3,444
Electricity $130$1,569
Total$1,565$18,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,657/yr
40% on housing$46,950/yr
45% on housing$41,733/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 60475$132
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60475$158
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$199,290
2026-03-31Listed for sale$204,750
2018-11-15Sold$170,900
2018-09-14Pending sale$169,900
2018-09-08Listed for sale$169,900
2008-03-05Listing removed$214,900
2008-02-19Listed for sale$214,900
2007-09-28Sold$192,500
2001-08-14Sold$131,500

For Sale by Agent

AgentVictor Gutierrez
BrokerageVylla Home

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