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137 Caroline St, Clyde, NY, 14433

6beds
2baths
3,104sqft
$69,999
$23price/sqft
$1,047/moest. monthly cost
$41,880/yrincome needed

About This Home

Handyman's special! This expansive colonial offers over 3,000 square feet of space and is filled with original charm, including floor-to-ceiling windows and touches of beautiful stained glass. With 6 bedrooms and 2 full baths, this home has incredible potential-perfect for someone looking to restore a classic property and make it their own.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
4/10
Clyde Savannah High SchoolGrades 10-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1875

Materials

  • Foundation: Stone
  • Construction materials: Vinyl Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room,Country Kitchen,Storage,Natural Woodwork,Convertible Bedroom
  • Window features: Leaded Glass
  • Flooring: Hardwood,Luxury Vinyl,Varies

Heating

  • Heating features: Gas,Baseboard

Interior Area

  • Total structure area: 3,104
  • Total interior livable area: 3,104 sqft

Property

Details

  • Parcel number: 54240107411200142524920000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway,Dirt Driveway,Gravel Driveway

Lot

  • Lot size: 0.38 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 83 x 198

Parking

  • Parking features: No Garage,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Wayne County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$54$648
Property Taxes $128$1,536
Electricity $512$6,155
Total$1,047$12,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,897/yr
40% on housing$31,410/yr
45% on housing$27,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.2%
3.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$23This listing

vs Other Active Listings

Avg $/sqft

ZIP 14433$104
Wayne County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 14433$120
Wayne County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-03Listed for sale$79,900
2026-04-01Listing removed$79,900
2026-01-10Listed for sale$79,900
2025-12-18Contingent$79,900
2025-12-07Listed for sale$79,900
2002-10-02Sold$53,000
1999-05-17Sold$31,800

For Sale by Agent

AgentKeith B. Larwood
BrokerageEmpire Realty Group

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