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10340 Oregon Ave, Wolcott, NY, 14590

2beds
1baths
710sqft
$199,900
$282price/sqft
$1,746/moest. monthly cost
$69,840/yrincome needed

About This Home

Welcome to 10340 Oregon Avenue on East Bay—a charming waterfront community known for its blend of seasonal cottages and year-round homes, offering a relaxed and inviting atmosphere. This well-equipped property sits on a rare double lot, providing additional space and flexibility, and includes a spacious three-car garage along with a separate shed for extra storage. Being offered fully furnished, this turnkey opportunity comes complete with everything you need to start enjoying it immediately—including a 19-foot pontoon boat, riding lawn mower, push mower, weed eater, tools, and all boating accessories. Whether you're looking for a seasonal getaway or a year-round retreat, this property delivers convenience, value, and lifestyle. Ideally located less than a half mile from Chimney Bluffs State Park, you’ll enjoy easy access to one of the area’s most scenic natural attractions. Offered with transparent pricing on a first-come, first-served basis, this is a unique opportunity to secure your spot on East Bay. Transparent pricing, first come first serve.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1955

Materials

  • Foundation: Other,See Remarks
  • Roof: Asphalt,Membrane,Rubber,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Exhaust Fan,Electric Water Heater,Gas Cooktop,Microwave,Refrigerator,Range Hood

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Separate/Formal Living Room,Living/Dining Room,Bedroom on Main Level,Main Level Primary
  • Window features: Thermal Windows
  • Flooring: Carpet,Luxury Vinyl,Varies

Heating & Cooling

  • Heating features: Propane,Zoned,Baseboard,Forced Air,Radiator(s)
  • Cooling features: Window Unit(s),Zoned

Interior Area

  • Total structure area: 710
  • Total interior livable area: 710 sqft

Property

Details

  • Parcel number: 54260007311900087628030000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dirt Driveway,Enclosed Porch,Fence,Porch,Propane Tank - Leased
  • Fencing: Partial
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Bayfront,Deeded Access
  • Waterbody name: East Bay
  • Frontage length: 0

Lot

  • Lot size: 10,454 sqft
  • Features: Agricultural,Irregular Lot,Rural Lot
  • Lot size dimensions: 140 x 100

Parking

  • Total spaces: 3
  • Parking features: Detached,Electricity,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Wayne County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$124$1,488
Property Taxes $366$4,392
Electricity $246$2,954
Total$1,746$20,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,862/yr
40% on housing$52,380/yr
45% on housing$46,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.2%
3.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 14590$140
Wayne County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 14590$140
Wayne County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$234,900
2026-04-16Listed for sale$239,900
2014-09-15Sold$55,000

For Sale by Agent

AgentRaymond Luke Cino
BrokerageCornerstone Realty Associates

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