7690 Cardinal Rd, Wolcott, NY, 14590
About This Home
This home could be a year-round waterfront retreat on beautiful Port Bay! Or a Money making investment for a STR ! This charming 2-bedroom, 1-bath home offers approximately 100 feet of waterfront and comes fully furnished, making it truly ready to enjoy from day one. Step inside to a bright, inviting interior featuring cathedral ceilings, fresh paint, new lighting and ceiling fan fixtures, a new refrigerator and dishwasher, an updated shower, forced-air heat, and new 200 amp service along with central air conditioning. Outside is where the waterfront lifestyle really comes to life! Enjoy your private dock, launch one of the several included kayaks for a day on the water, or unwind around the newly installed firepit area after a day of boating and fishing. Whether you're looking for a year-round residence, a weekend getaway, or an investment opportunity, this turnkey waterfront property offers endless possibilities. Just bring your bags and start enjoying life on the water or consider it a money making STR !!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1964
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Vinyl Siding
Other
- Builder model: 0
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Free-Standing Range,Gas Oven,Gas Range,Gas Water Heater,Microwave,Oven,Propane Water Heater,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Cathedral Ceiling(s),Eat-in Kitchen,Furnished,Sliding Glass Door(s),Skylights,Natural Woodwork,Bedroom on Main Level,Programmable Thermostat
- Door features: Sliding Doors
- Window features: Skylight(s),Storm Window(s)
- Flooring: Carpet,Ceramic Tile,Laminate,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Propane,Forced Air,Space Heater
- Cooling features: Central Air
Interior Area
- Total structure area: 1,166
- Total interior livable area: 1,166 sqft
Property
Details
- Parcel number: 54488907511900157024080000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Balcony,Deck,Patio
- Exterior features: Balcony,Deck,Dock,Enclosed Porch,Gravel Driveway,Porch,Patio,Private Yard,See Remarks,Propane Tank - Leased
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Beach Access,Dock Access,River Access,Stream
- Waterbody name: Sanford Creek
- Frontage length: 106
Lot
- Lot size: 0.64 Acres
- Features: Agricultural,Rectangular,Rectangular Lot,Rural Lot
- Lot size dimensions: 100 x 275
Parking
- Parking features: No Garage,Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Wayne County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance * | $161 | $1,932 |
| Property Taxes | $476 | $5,712 |
| Electricity | $246 | $2,954 |
| Total | $2,197 | $26,364 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $259,900 |
| 2023-01-04 | Sold | $160,000 |
| 2022-11-02 | Pending sale | $154,900 |
| 2022-10-29 | Listed for sale | $154,900 |
| 2017-09-13 | Sold | $122,000 |
| 2017-07-05 | Listed for sale | $119,900 |
| 2015-09-09 | Listing removed | $124,000 |
| 2015-08-29 | Listed for sale | $124,000 |
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