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2009 Victorian Pl, Charlotte, NC, 28203

3beds
3baths
2,000sqft
$1,389,000
$695price/sqft
$8,376/moest. monthly cost
$335,040/yrincome needed

About This Home

Tucked away on a private cul-de-sac in the heart of Dilworth, this beautifully updated home blends timeless charm with sophisticated design. A welcoming rocking chair front porch introduces light-filled interiors, where custom built-ins, a fireplace, and hardwood floors create warm, inviting living spaces. The designer kitchen features quartz countertops, a striking tile backsplash, a six-burner gas range with pot filler, spacious countertops, and a sunlit breakfast area. Upstairs, the primary suite offers a private bath, complemented by two additional bedrooms and a second full bath on the upper level. While the third level provides a versatile bonus room or office with conveniently located laundry. Outside, enjoy a flat, fully fenced backyard designed for effortless entertaining, play, or relaxation, along with a detached one-car garage. Just moments from Dilworth’s premier dining, shopping, parks, and Uptown, this exceptional home offers the perfect blend of luxury, comfort, and location.

Getting Around

54
WalkingSomewhat Walkable
49
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

8/10
Dilworth ElementaryGrades 3-50.5 mi
4/10
Sedgefield MiddleGrades 6-80.6 mi
7/10
Myers Park HighGrades 9-122.7 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Crawl Space
  • Construction materials: Cedar Shake,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Gas Range,Microwave,Refrigerator
  • Laundry features: Laundry Closet,Third Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Third

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Flooring: Tile,Wood
  • Fireplace features: Living Room,Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 2,000

Heating & Cooling

  • Heating features: Central,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,628
  • Total interior livable area: 2,000 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Third

Living Room

  • Level: Main

Office

  • Level: Third

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 12109385
  • Zoning: N1-C
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Front Porch,Patio
  • Fencing: Fenced

Lot

  • Lot size: 0.15 Acres
  • Lot size dimensions: 139 x 16 x 32 x 137 x 49

Parking

  • Total spaces: 1
  • Parking features: Driveway,Detached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,023$84,276
Home Insurance *$282$3,384
Property Taxes $871$10,452
Electricity $200$2,405
Total$8,376$100,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$287,177/yr
40% on housing$251,280/yr
45% on housing$223,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$695This listing

vs Other Active Listings

Avg $/sqft

ZIP 28203$347
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28203$485
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$1,389,000
2018-04-10Sold$573,000
2018-02-02Pending sale$600,000
2018-01-25Price change$600,000
2018-01-11Listed for sale$650,000
1997-09-26Sold$256,000

For Sale by Agent

AgentHeather Mackey
BrokerageMackey Realty LLC

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