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3225 Commonwealth Ave, Charlotte, NC, 28205

2beds
1baths
928sqft
$489,000
$527price/sqft
$3,117/moest. monthly cost
$124,680/yrincome needed

About This Home

Welcome to 3225 Commonwealth Ave — a charming bungalow nestled in the heart of sought-after Commonwealth Park. From the inviting, covered front porch, step inside to warm hardwood floors flowing throughout the home. The large, bright living room offers plenty of space to gather or lounge! The updated kitchen shines with freshly painted cabinets, new tile backsplash, modern lighting, crown molding, and durable tile flooring. This space opens seamlessly into a dining area featuring custom bench seating, perfect for gatherings and everyday comfort. A dedicated laundry area offers additional storage and newly installed doors for a clean, finished look. The home includes a comfortable primary bedroom, a second bedroom, and a beautifully updated hall bath complete with a newly tiled shower with new glass door, updated vanity, and stylish tile flooring. Step outside to a fully fenced backyard — an ideal space for entertaining, gardening, or relaxing. Enjoy the deck for outdoor dining and take advantage of two storage sheds for all your tools and hobbies. Steps away from Frank's Beer Shop and just minutes from all of the shops, restaurants and bars that Plaza Midwood has to offer- 3225 Commonwealth's location is hard to beat! 100% financing, no MI and a great rate available for qualified buyers.

Getting Around

40
WalkingCar-Dependent
41
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

7/10
Merry Oaks ElementaryGrades PK-50.9 mi
7/10
Eastway MiddleGrades 6-80.8 mi
1/10
Garinger High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1942

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Oven,Refrigerator,Washer/Dryer,Wine Refrigerator
  • Laundry features: Laundry Closet

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 928

Heating & Cooling

  • Heating features: Floor Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 928
  • Total interior livable area: 928 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 12908219
  • Zoning: N1-B
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch
  • Fencing: Back Yard

Lot

  • Lot size: 0.20 Acres
  • Lot size dimensions: 49 x 187 x 52 x 182

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$126$1,512
Property Taxes $319$3,828
Electricity $200$2,405
Total$3,117$37,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,868/yr
40% on housing$93,510/yr
45% on housing$83,120/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$527This listing

vs Other Active Listings

Avg $/sqft

ZIP 28205$282
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28205$345
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$474,999
2026-06-26Price change$489,000
2026-06-12Listed for sale$499,000
2024-11-04Sold$390,000
2024-09-25Pending sale$400,000
2024-09-08Price change$400,000
2024-07-24Price change$410,000
2024-07-12Price change$418,000
2024-06-21Listed for sale$425,000
2023-06-09Listing removed--
2023-06-04Listed for rent$2,100
2021-11-12Listing removed--
2021-11-04Listed for rent$1,700
2013-10-30Sold$160,000
2013-09-10Pending sale$169,900
2013-08-15Listed for sale$169,900
2006-08-01Sold$166,000
2006-03-17Sold$112,138

For Sale by Agent

AgentAlexander Jenkins
BrokerageMackey Realty LLC

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