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6820 Elm Forest Dr, Charlotte, NC, 28212

4beds
3baths
1,649sqft
$360,000
$218price/sqft
$2,393/moest. monthly cost
$95,720/yrincome needed

About This Home

Tucked on a quiet Charlotte . this tri-level home has 4 beds, 3 full baths, and the kind of potential that savvy buyers dream about.It’s loaded with space: expansive living areas, flexible layout, 0.3-acre lot.The home boasts beautiful wood floors, a bright, airy interior, that brings natural light into the main floor, overlooking the backyard and oversize deck for lots of outdoor activities. While the kitchen and primary bath are in good condition, they're ready for your personal updates. Extended parking lot for you to enjoy. You could transform it. Design it. Flip it. Or make it your forever home with the finishes you choose.The home also features SOLAR PANELS which will help energy bill. And with fast access to shopping, dining, and the freeway—you’re investing in location, too. Roof 2021 , and electrical system was recently updated too.

Getting Around

12
WalkingCar-Dependent
32
TransitSome Transit
27
BikeSomewhat Bikeable

Schools

8/10
Idlewild ElementaryGrades PK-50.1 mi
7/10
McClintock Middle SchoolGrades 6-81.4 mi
5/10
East Mecklenburg HighGrades 9-121.1 mi

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Cooktop,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Lower

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Level: Main

Family Room

  • Level: Lower

Features

  • None
  • Flooring: Tile,Wood
  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 1,649

Heating & Cooling

  • Heating features: Active Solar,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,649
  • Total interior livable area: 1,649 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 13311509
  • Zoning: N1-B
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Private pool: Yes
  • Pool features: Outdoor Pool
  • Patio & porch: Deck,Front Porch
  • Fencing: Back Yard,Full

Lot

  • Lot size: 0.30 Acres
  • Features: Sloped

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$140$1,680
Property Taxes $233$2,796
Electricity $200$2,405
Total$2,393$28,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,045/yr
40% on housing$71,790/yr
45% on housing$63,813/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 28212$151
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28212$210
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$360,000
2026-01-01Listing removed$365,000
2025-10-02Price change$365,000
2025-09-02Price change$370,000
2025-04-18Listed for sale$400,000
2021-02-03Sold$248,000
2016-06-08Sold$140,000
2016-04-08Pending sale$135,000
2016-04-07Listed for sale$135,000
2007-02-06Sold$122,000
2001-04-30Sold$101,000

For Sale by Agent

AgentKhin Yee
BrokerageRam Realty LLC

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