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7500 Swedish Ivy Ln, Charlotte, NC, 28227

3beds
2baths
1,445sqft
$345,000
$239price/sqft
$2,246/moest. monthly cost
$89,840/yrincome needed

About This Home

Welcome to this charming home in the desirable Morris Farm community! This well-loved 3-bedroom, 2-bathroom residence offers a warm and inviting feel the moment you step inside. Featuring a cozy fireplace perfect for relaxing evenings, this home truly “feels like home.” With just a touch of TLC, this humble abode presents a wonderful opportunity to make it your own while enjoying the benefits of a property that has been well maintained over the years. Step outside to a freshly painted deck—ideal for entertaining or unwinding in your private outdoor space. Conveniently located in Mint Hill, you’ll enjoy easy access to shopping, dining, and recreational options, making everyday living a breeze. Whether you’re a first-time buyer or looking to downsize, this home is full of potential and ready for its next chapter!

Getting Around

16
WalkingCar-Dependent
12
TransitMinimal Transit
21
BikeSomewhat Bikeable

Schools

6/10
Lebanon Road ElementaryGrades PK-50.7 mi
5/10
Northeast MiddleGrades 6-81.1 mi
6/10
Independence HighGrades 9-121.2 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Crawl Space
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Exhaust Hood,Microwave,Oven,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Fireplace features: Gas
  • Finished area below ground: 0
  • Finished area above ground: 1,445

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,445
  • Total interior livable area: 1,445 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 13543202
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main

Lot

  • Lot size: 0.18 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$110$1,320
Property Taxes $192$2,304
Electricity $200$2,405
Total$2,246$26,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,005/yr
40% on housing$67,380/yr
45% on housing$59,893/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 28227$195
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28227$222
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$345,000
2004-06-23Sold$105,000

For Sale by Agent

AgentShayla Egleston
BrokerageReal Broker, LLC

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