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7132 Clear Crossing Ln, Mint Hill, NC, 28227

4beds
3baths
2,073sqft
$399,900
$193price/sqft
$2,586/moest. monthly cost
$103,440/yrincome needed

About This Home

Welcome to 7132 Clear Crossing Lane! NEW ROOF on the main home added in June 2026! SPACIOUS PRIMARY SUITE added approximately 5 years ago! VERSATILE HOME on a level .48-acre corner lot in established Wyndmere. Designed with a flexible multi-level floor plan, the home features two convenient entrances—welcome guests through the front deck into the main level or enjoy step-free access through the lower-level entrance directly into the spacious living room. The thoughtful layout creates distinct living spaces while maintaining an open, connected flow throughout the home. The main level serves as the heart of the home with a spacious kitchen featuring painted cabinetry, backsplash, breakfast bar, updated laminate flooring, electric range, microwave, dishwasher, and abundant cabinet and counter space. The adjoining dining area comfortably accommodates family gatherings while overlooking the backyard through sliding doors leading to the outdoor living spaces. The lower level offers a warm and inviting living room centered around a gas log fireplace, creating the perfect space for relaxing or entertaining. Privately tucked away on this level is the spacious primary suite, featuring a refreshed ensuite bath with a dual-sink vanity, oversized tiled walk-in roll-in shower, and generous closet space. Upstairs, you’ll find three additional bedrooms and a full bathroom, offering flexibility for family, guests, home offices, hobby rooms, or workout space. The split arrangement provides added privacy between the primary suite and secondary bedrooms while accommodating a variety of lifestyles. A second bath within the laundry room and an unfinished utility/storage room complete the lower level, providing excellent functionality and additional storage. Outdoor living is equally impressive with a welcoming front porch, a screened rear porch, and an adjoining deck—three outdoor deck spaces in all—overlooking the spacious fenced backyard. Ideal for morning coffee, outdoor dining, pets, gardening, or weekend entertaining, the fenced yard adds both privacy and usability. A detached storage building provides additional space for lawn equipment, tools, and seasonal storage. Mature trees offer shade and privacy while the expansive yard leaves plenty of room for recreation. Conveniently located less than 11 miles from Uptown Charlotte and only 3 miles to I-485 at Novant Health Mint Hill, you’ll also enjoy quick access to Mint Hill Town Center, the new Publix Shopping Center, restaurants, shopping, medical offices, and everyday conveniences. The street ends at Kuck Road Park, giving you a peaceful setting with open green space just steps from your front door. Whether you’re looking for space to spread out, room to work from home, or simply a convenient Mint Hill location close to everything while enjoying the tranquility of a cul-de-sac setting, 7132 Clear Crossing Lane is ready to welcome you home.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

7/10
Lebanon Road ElementaryGrades PK-50.8 mi
5/10
Northeast MiddleGrades 6-80.8 mi
6/10
Independence HighGrades 9-120.6 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Crawl Space,Slab
  • Construction materials: Aluminum,Vinyl,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: Laundry Room,Lower Level

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Lower

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Attic Other,Breakfast Bar,Storage,Other - See Remarks
  • Door features: Sliding Doors
  • Window features: Insulated Windows
  • Flooring: Tile,Laminate,Vinyl
  • Fireplace features: Gas Log,Living Room
  • Attic: Other
  • Finished area below ground: 0
  • Finished area above ground: 2,073

Heating & Cooling

  • Heating features: Ductless,Forced Air,Hot Water,Natural Gas,Other
  • Cooling features: Ceiling Fan(s),Central Air,Ductless

Interior Area

  • Total structure area: 2,073
  • Total interior livable area: 2,073 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Lower

Primary Bedroom

  • Level: Lower

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: Roll-In Shower

Details

  • Parcel number: 13701409
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Tri-Level
  • Patio & porch: Deck,Front Porch,Rear Porch,Screened
  • Exterior features: Other - See Remarks
  • Fencing: Back Yard,Fenced,Wood

Lot

  • Lot size: 0.48 Acres
  • Features: Corner Lot,Private,Wooded,Other - See Remarks
  • Lot size dimensions: See Polaris

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$128$1,536
Property Taxes $236$2,832
Electricity $200$2,405
Total$2,586$31,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,662/yr
40% on housing$77,580/yr
45% on housing$68,960/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 28227$195
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28227$222
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$399,900
1980-09-23Sold$9,000

For Sale by Agent

AgentAnna Granger
Brokerage1st Choice Properties Inc

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