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612 Miller St, Charlotte, NC, 28203

2beds
1baths
702sqft
$230,000
$328price/sqft
$1,600/moest. monthly cost
$64,000/yrincome needed

About This Home

Investor/Builder opportunity in highly desirable 28203. This 2BR/1BA brick home is currently tenant-occupied with a strong rental history, providing immediate income while you plan for the future. Situated on a .13-acre lot with N1-D zoning, the property is ideally suited for residential redevelopment in an area experiencing ongoing infill and new construction. Surrounded by revitalization and conveniently located near South End, Uptown, and major transportation corridors, this is a prime hold-or-build scenario. Property is being sold subject to lease—do not disturb tenant.

Getting Around

27
WalkingCar-Dependent
38
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

4/10
Marie G Davis IbGrades K-80.3 mi
7/10
Myers Park HighGrades 9-123.4 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range
  • Laundry features: Laundry Closet

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 702

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 702
  • Total interior livable area: 702 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 14501411
  • Zoning: N1-D
  • Special condition: Subject to Lease

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.13 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$46$552
Property Taxes $191$2,292
Electricity $200$2,405
Total$1,600$19,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,857/yr
40% on housing$48,000/yr
45% on housing$42,666/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 28203$363
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28203$485
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$240,000
2019-06-28Listing removed$800
2019-06-04Listed for rent$800
2018-04-13Listing removed$800
2018-02-21Listed for rent$800

For Sale by Agent

AgentFrank Turner
BrokerageHoward Hanna Allen Tate Southpark

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