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408 Dover Ave, Charlotte, NC, 28209

5beds
4baths
3,154sqft
$1,235,000
$392price/sqft
$7,534/moest. monthly cost
$301,360/yrincome needed

About This Home

Getting Around

55
WalkingSomewhat Walkable
46
TransitSome Transit
56
BikeBikeable

Schools

8/10
Dilworth ElementaryGrades 3-51.6 mi
4/10
Sedgefield MiddleGrades 6-80.7 mi
7/10
Myers Park HighGrades 9-122.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Wood

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Refrigerator with Ice Maker
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,154

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,184
  • Total interior livable area: 3,154 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 14705422
  • Zoning: N1-B
  • Special condition: Standard

Features

  • Levels: Two and a Half
  • Stories: 2
  • Entry location: Main

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,244$74,928
Home Insurance *$293$3,516
Property Taxes $704$8,448
Electricity $293$3,525
Total$7,534$90,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$258,308/yr
40% on housing$226,020/yr
45% on housing$200,906/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 28209$334
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28209$432
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$1,235,000
2024-06-28Sold$550,000
2007-10-10Sold$80,000

New Construction

AgentKevin Thompson
BrokerageHelen Adams Realty

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