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815 Hartness Ave, Charlotte, NC, 28211

5beds
4baths
2,684sqft
$1,098,500
$409price/sqft
$7,625/moest. monthly cost
$305,000/yrincome needed

About This Home

Open House this Saturday 1-3 and Sunday 2-4. Recent price drop! Incredible opportunity to live in Cotswold. A great value for an updated home in this area. 5 bedrooms, 3.5 baths, primary bedroom on main level. Kitchen and baths updated 3 years ago. Fresh new paint throughout. Easy living with luxury vinyl plank on all floors, open concept living spaces, expansive covered rear porch and oversized 1 car garage with storage alcove. A cozy study with fireplace will invite intimate conversation, cuddling up to a good book or playing a round of Mahjong. New driveway and landscaping. New roof in 2022. Fully fenced in back yard. Home is close to Cotswold Shopping Center and a short drive to uptown Charlotte, world class hospitals and upscale Southpark Mall. Convenient to neighborhood schools.

Getting Around

34
WalkingCar-Dependent
34
TransitSome Transit
25
BikeSomewhat Bikeable

Schools

5/10
Cotswold ElementaryGrades 3-50.5 mi
3/10
Alexander Graham MiddleGrades 6-82.6 mi
7/10
Myers Park HighGrades 9-122.5 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,684

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,684
  • Total interior livable area: 2,684 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Features: Open Floorplan
  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom
  • Level: Main

Study

  • Level: Main

Property

Details

  • Parcel number: 15713212
  • Zoning: N1-B
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Fenced

Lot

  • Lot size: 0.18 Acres
  • Features: Level
  • Lot size dimensions: 80' x 100' x 80' x 100'

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,554$66,648
Home Insurance *$222$2,664
Property Taxes $1,600$19,200
Electricity $249$2,999
Total$7,625$91,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$261,428/yr
40% on housing$228,750/yr
45% on housing$203,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$409This listing

vs Other Active Listings

Avg $/sqft

ZIP 28211$423
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28211$414
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$1,249,500
2026-04-24Price change$1,296,000
2026-03-12Listed for sale$1,295,000
2021-01-08Sold$350,000
2020-04-13Listing removed$335,000
2020-04-08Price change$335,000
2020-04-01Price change$385,000
2020-03-05Listed for sale$400,000
2020-02-21Pending sale$400,000
2020-02-18Price change$400,000
2020-01-17Listed for sale$415,000

For Sale by Agent

AgentMandy Heidinger
BrokerageSavvy + Co Real Estate

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