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809 Crater St, Charlotte, NC, 28205

4beds
4baths
3,813sqft
$1,499,000
$393price/sqft
$9,163/moest. monthly cost
$366,520/yrincome needed

About This Home

With a $25,000 design allowance included, discover elevated living at 809 Crater Street, a newly completed custom residence offering 4 bedrooms, 3.5 baths, and 3,813 square feet in Charlotte's established Random Hills neighborhood. Set on a quiet, wooded homesite with no HOA, this thoughtfully designed home combines modern sophistication, exceptional privacy, and everyday comfort just minutes from Uptown, Plaza Midwood, Cotswold, and SouthPark. Soaring 20-foot great room ceilings, expansive windows, natural wood beams, designer lighting, and wide-plank white oak flooring create bright, inviting interiors. The chef's kitchen features Calacatta quartz countertops, custom cabinetry, premium Forno appliances, a spacious gathering island, and a private scullery with additional prep and storage space. Open living and dining areas flow seamlessly for effortless entertaining. The main-level primary suite offers vaulted ceilings, abundant natural light, and direct access to the outdoor living area. A secondary bedroom with an en-suite bath provides flexibility for guests, multigenerational living, or a home office. The fully finished lower level expands the possibilities for recreation, fitness, work, or additional guest accommodations. A covered elevated balcony overlooks the mature trees, creating a peaceful setting for morning coffee or year-round entertaining. With custom craftsmanship, curated finishes, flexible living spaces, and convenient access to Charlotte's most desirable destinations, 809 Crater Street presents a rare opportunity for refined modern living.

Getting Around

47
WalkingCar-Dependent
40
TransitSome Transit
24
BikeSomewhat Bikeable

Schools

4/10
Oakhurst STEAM AcademyGrades K-50.3 mi
7/10
Eastway MiddleGrades 6-80.9 mi
1/10
Garinger High SchoolGrades 9-123.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Brick Partial

Other

  • Builder name: Rojas Construction LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Convection Oven,Dishwasher,Disposal,Double Oven,Gas Range
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Basement

Bathroom Full

  • Level: Basement

Bathroom Half

  • Level: Main

Bedroom S

  • Features: En Suite Bathroom
  • Level: Basement

Bedroom S

  • Level: Basement

Bedroom S

  • Level: Basement

Bedroom S

  • Level: Basement

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Hot Tub,Kitchen Island,Open Floorplan
  • Door features: Sliding Doors
  • Flooring: Wood
  • Fireplace features: Family Room,Living Room
  • Finished area below ground: 1,850
  • Finished area above ground: 1,963

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,963
  • Total interior livable area: 3,813 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Laundry

  • Level: Basement

Living Room

  • Level: Main

Other

  • Level: Basement

Primary Bedroom

  • Features: En Suite Bathroom
  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom
  • Level: Main

Property

Details

  • Parcel number: 15906221
  • Zoning: R100
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Balcony,Covered,Patio,Porch
  • Has spa: Yes
  • Spa features: Interior Hot Tub
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.17 Acres

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance *$388$4,656
Property Taxes $841$10,092
Electricity $355$4,261
Total$9,163$109,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$314,160/yr
40% on housing$274,890/yr
45% on housing$244,346/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$393This listing

vs Other Active Listings

Avg $/sqft

ZIP 28205$281
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28205$345
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Listed for sale$1,449,000
2026-08-11Listing removed$1,499,000
2026-05-28Listed for sale$1,499,000
2023-10-20Sold$495,000
2023-07-25Listing removed--
2023-07-08Listed for sale$435,000
2016-06-04Listing removed$210,000
2016-03-19Listed for sale$210,000
2015-02-10Listing removed$149,000
2014-11-12Listed for sale$149,000
2002-01-31Sold$115,000

New Construction

AgentIvette Perez
BrokerageEngel & Volkers Charlotte

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